Flexible Payment Plan
Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months.
Mechanism:
- Make a purchase starting from JOD 100 up to JOD 5,000 per transaction.
- Log into iBank.JO to install the transaction instantly or call our Contact Center and declare your intention to pay back the transaction in installments.
- Choose the months you would like to install at starting from 3, 6, 12 or 24 months.
- Our Contact Center representative will inform you of the one-time fee that you will need to pay. The fees are as listed below:
Click Here to explore a wide range of partner merchants offering special installment deals with 0% interest with no onetime fee in addition to special discounts.
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| FPP Duration | One-time Fee | Minimum of |
|---|---|---|
| 3 Months | 4% | Minimum of 40 JOD |
| 6 Months | 6% | Minimum of 60 JOD |
| 12 Months | 8% | Minimum of 80 JOD |
| 24 Months | 15% | Minimum of 150 JOD |
Terms and conditions apply.
– The Cash Rewards program is not applicable to the Flexible Payment Plan transaction.
– For more information, please visit any of our branches, or call our Contact Center at +962 6 500 1515.
| Card Currency | Minimum FPP Transaction Amount* | Maximum FPP Transaction Amount* |
|---|---|---|
| JOD | 100 | 5,000 |
| USD | 150 | 7,000 |
| GBP | 100 | 6,000 |
| EUR | 150 | 7,000 |
| CAD | 200 | 10,000 |
| AED | 500 | 30,000 |
| Card Currency | One Time Fee** |
|---|---|
| JOD | 4% Minimum of JOD 40 6% Minimum of JOD 60 8% Minimum of JOD 80 15% Minimum of JOD 150 |
| USD | 4% Minimum of USD 60 6% Minimum of USD 90 8% Minimum of USD 150 15% Minimum of USD 280 |
| GBP | 4% Minimum of GBP 40 6% Minimum of GBP 70 8% Minimum of GBP 90 15% Minimum of GBP 170 |
| EUR | 4% Minimum of EUR 50 6% Minimum of EUR 80 8% Minimum of EUR 100 15% Minimum of EUR 180 |
| CAD | 4% Minimum of CAD 80 6% Minimum of CAD 120 8% Minimum of CAD 150 15% Minimum of CAD 280 |
| AED | 4% Minimum of AED 240 6% Minimum of AED 320 8% Minimum of AED 450 15% Minimum of AED 850 |