Welcome to PRIME Banking—a world designed entirely around you. At INVESTBANK, we know that strong relationships make all the difference, which is why PRIME Banking brings you a truly personalized experience, reserved exclusively for our most valued clients.

The dedicated Relationship Manager, backed by a team of product specialists, is there to create a partnership that’s all about the client—understanding their financial aspirations, tailoring advice to suit their goals, gauging their comfort with risk, and guiding them every step of the way.

To ensure the comfort of our valued clients, we offer luxurious lounges where they can unwind as their dedicated PRIME Relationship Manager takes care of all their banking needs by:

  • Ensuring minimal turnaround times for applications and loan processing.
  • Providing uninterrupted mobile banking and SMS services.
  • Offering guidance through a comprehensive range of products and services.

Exclusive PRIME Privileges

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Luxurious Lounges and Personalized Service

  • PRIME Lounges: Access our exclusive lounges at Shmeisani, Dabouq, Mecca Street, Abdoun, and Emmar Towers – Sixth Circle branches, complete with dedicated teller service.
  • Relationship Manager: Enjoy the support of a dedicated Relationship Manager to assist with your financial needs.
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Exclusive Banking Products

  • Lifetime VISA Infinite Credit Card: Receive an exclusive, complimentary lifetime VISA Infinite Credit Card, with supplementary cards for your family.
  • Complimentary VISA Electron Debit Card: Enjoy an exclusive debit card and personalized cheque book designed for PRIME clients.
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Preferred Rates and Discounts

  • Preferential Rates: Benefit from special rates on select products and services tailored for PRIME members.
  • Discounts on Transfers: Take advantage of special discounts on both local and international money transfers.
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Premium Online and Phone Services

  • PRIME Contact Center: Access dedicated phone banking services through our PRIME Contact Center at +962 6 500 1510.
  • Online Banking: Manage your cash flow online with PRIME Plus limit facility through www.iBank.jo
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Travel Benefits

VIP Lounge Access: Enjoy unlimited VIP airport lounge access to over 1,00 lounges worldwide for both the cardholder and one complimentary guest per visit.

Prime Infinite Credit Card

Designed exclusively for PRIME banking members, the PRIME Infinite Credit Card elevates your experience with unmatched privileges, superior service, and rewards tailored to your lifestyle. This card is a gateway to exclusive travel, shopping, and lifestyle benefits, providing you with a 2% cashback on all purchases through our Cash Rewards loyalty program. Plus, enjoy personalized airport lounge access via LoungeKey for the ultimate travel experience.

Key Features

  • Unlimited Airport Lounge Access: Enjoy unlimited VIP airport lounge access to over 1,000 lounges worldwide for both the cardholder and one complimentary guest per visit.
  • 24/7 LoungeKey Support: Access lounge details via the LoungeKey app (available on Google Play and the App Store) or through the LoungeKey website and support center.
  • Comprehensive Medical & Travel Assistance: When you use your Prime Infinite Credit Card to pay for travel, you’re automatically covered with extensive family travel insurance for business or leisure trips. Access your Certificate of Insurance for visa applications at cardholderbenefitsonline.com.
Security and Support

Our dedicated, multilingual support team is available 24/7, ready to ensure your peace of mind wherever your travels take you. With prompt assistance, they will help you:

    • Block your account from unauthorized purchases within 30 minutes.
    • Arrange a replacement card delivered within 3 business days.
    • Provide emergency cash access at 270,000 locations worldwide.
24-Hour Concierge Service
  • Dining Reservations: Your 24-hour concierge takes care of all the details so you can arrive at your favorite restaurants effortlessly and enjoy exceptional dining experiences.
  • Personal Shopping Assistance: Receive dedicated support for all your shopping needs, ensuring you find exactly what you’re looking for, wherever you are.
Shopping Privileges
  • Exclusive Shopping Offers: Enjoy special deals and unique shopping perks around the world, making every purchase a little more rewarding.
  • Purchase Protection: Gain added peace of mind with coverage for theft or accidental damage on purchased items.
  • Extended Warranty: Enjoy extended protection with up to one additional year on the original warranty for eligible purchases.
Lifestyle Offers
  • The PRIME Infinite Credit Card is designed to enrich your life with exclusive offers tailored just for you. From discounted golf rounds to yacht rental privileges, enjoy benefits that align with your unique lifestyle, turning everyday experiences into unforgettable moments.
  • For further details on the PRIME Infinite Credit Card offers, please visit: Visa Middle East.

Eligibility for PRIME Banking

PRIME Banking is a unique, member-exclusive service, reserved for clients who meet one or more of the following criteria:

  • Account Balance: Maintain a minimum average balance of 100,000 JOD (or equivalent in foreign currency) in a current or savings account over six months.
  • Fixed Deposit Balance: Maintain a minimum balance of 70,000 JOD (or equivalent in foreign currency) in term deposits over six months.
  • Salary: Transfer a gross monthly salary of at least 5,000 JOD to INVESTBANK.
  • Assets: Hold a mortgage loan of at least 250,000 JOD with INVESTBANK.

PRIME Plus

No matter how organized your finances may be, unexpected expenses can arise. PRIME Plus by INVESTBANK offers a convenient solution with an online credit limit that ensures you’re never caught off guard. Whether it’s an urgent need or an unplanned purchase, PRIME Plus lets you access additional funds right when you need them. With the freedom to manage repayments on your terms, you can settle amounts at your own pace—helping you minimize fees and interest as you regain control of your cash flow.

Key Features

  • Flexible Access: Withdraw additional funds as needed, with no set minimum monthly repayments.
  • Immediate Availability: Access extra funds quickly during cash shortages or emergencies.
  • 24/7 Account Management: Stay in control of your cash flow anytime through iBank.jo.
  • Counter Withdrawals: Flexibly access funds over the counter if necessary.
Shopping Privileges
  • Activation Fee: 1% of your granted limit.
  • Interest Within Limit: 10% debit interest for funds used within your approved limit.
  • Interest Exceeding Limit: 21% debit interest on any amount exceeding your approved limit.
  • Competitive Interest Rates: Benefit from competitive rates for borrowed funds, helping you manage costs.

Example 

For a JOD 10,000 overdraft limit:

  • A 1% activation fee will apply (JOD 100).
  • If JOD 500 is used within the approved limit, interest at 10% will be charged only on the JOD 500.
  • If you exceed the JOD 10,000 limit, a 21% debit interest will be applied to the excess amount.

How to Apply for PRIME Plus

Activating PRIME Plus is simple:

  • Log In: Access your account on iBank.jo.
  • Activate PRIME Plus: Navigate to the PRIME Plus section to activate the service.
  • Reach Out for Help: For assistance, contact our dedicated PRIME contact center or use the secure messaging feature on iBank.jo for support.

Terms and conditions apply.