Visa Shop & Ship
2%
Cashback:
Max JOD 100/month.
5%
Discount
Love online shopping and staying trendy? Upgrade to Ship & Shop for just $10 and enjoy 5% off all shipping fees plus 2% cashback on every purchase.
Key Features
Key features
- 2% Cash Rewards: On all purchases, up to JOD 100 monthly.
- 5% Shipping Discount
- Flexible Payment Plan: 0% interest on purchases of JOD 100+, for up to 24 months, with a one-time fee.
- Free S&S Membership: Lifetime access.
- Shipping Fee Discount: 15% off with card.
- Credit Card Balance Transfer: Transfer your credit card balance up to 13 months at 0% interest, with a one-time fee.
- Account Management: Manage your credit card via our internet banking, iBank.
Transform your online shopping experience and stay at the cutting edge of trends with the Shop & Ship Visa Credit Card, Read more
Tailored for those who value exclusivity and style, our membership options offer exceptional benefits:
Flex Members
- 5% off shipping fees
- USD 10 annual subscription
Shop & Ship Members
- 15% off shipping fees
- Free lifetime membership
Both memberships include all regular card benefits, such as:
- 2% cashback on all purchases
- Flexible Payment Plans (FPP)
- And more
Key Features
- Maximize Your Cash Rewards: Earn 2% cashback, capped at JOD 100/month (excluding Flexible Payment Plan transactions).
- Exclusive Shipping Discounts: Enjoy 15% off your shipping fees with the co-branded credit card.
- Flexible Payments Plan (FPP):
0% interest on purchases, repay over 24 months. - Empower Your Cash Flow: Benefit from quick access to funds when you need them with our instant Balance transfer programs through iBank.
- Automatically enjoy selected ongoing offers.
- Download Visa Airport Companion App to access the lounges and keep track of your visits.
Transaction and Usage Details
- Currency: JOD
- Tap to Pay (Contactless): Up to JOD 100 per transaction, JOD 300 daily limit.
- Visa Secure: Online payments with one-time password protection
- Dynamic Currency Conversion (DCC): 2% fee, with a minimum of JOD 2; (N/A for e-commerce transactions).
- Age Requirements: 21-65 for primary cardholders, and 16 for supplementary cardholders.
Benefits
- Credit Shield (Insurance): 0.1%, minimum JOD 1.
- Grace Period: Up to 45 days interest-free
- Effortless Account Control: Manage your credit card via INVESTBANK’s internet banking or iBank.
- Paper Statements: JOD 1 per card or free iStatement via iBank.
Purchase Protection - Extended Warranty: Extend coverage on eligible purchases (Platinum).
- Airport Lounge Access: Up to 6 free visits per year to 25 EMEA lounges (Platinum).
- Free Lifetime Shop & Ship Membership: Available for cardholders.
- Special Offer for First-Time Users: 50% off shipping fees for the first two shipments.
Terms and Conditions for Your Convenience
- Promotion Validity: This offer is valid exclusively in Jordan.
- Automatic Discounts: Shop & Ship credit card holders will receive a 5% discount on their FLEX shipping fees and a 15% discount on basic shipping fees.
- Discount Eligibility: The discount applies exclusively to Shop & Ship shipping fees and cannot be combined with other offers or promotions, nor is it applicable to membership payments.”
- Eligible Payments: Discounts apply only to Shop & Ship shipping fees and cannot be combined with other offers or promotions.
- Automatic Application: The discount on shipping fees will be applied automatically at checkout.
- Promo Code Usage: The promo code is applicable only during registration and cannot be used for payments made toward shipping fees.
- Membership Payments: The promo code for membership payments cannot be combined with other offers or promotions.
- Default Payment Method: The shipping discount is effective only if the Shop & Ship Credit Card is selected as the default payment method and Auto Pay is enabled.
- Forfeiting Discounts: If the Shop & Ship Credit Card is not set as the default payment method or Auto Pay is disabled, the discount will be forfeited and not reimbursed.
- Eligibility: This offer is available only to INVESTBANK Shop & Ship co-branded credit cardholders.
- Order Settings: Please adjust your settings before placing an order on the merchant’s site to ensure the discount applies when the shipment reaches the Shop & Ship facility.
Upgrade to the Shop &Ship FLEX membership at just USD 10 (instead of USD 45) and automatically save 5% on all your worldwide shipping fees at 40+Shop & Ship addresses. Plus, with every swipe of your Shop & Ship Visa Credit Card, you earn 2% cashback on all online and offline purchases. It’s a card designed for maximum rewards with minimal effort.
Free Lifetime Membership: If you don’t have a Shop & Ship membership yet, you can still subscribe for a free lifetime membership and enjoy 15% off your shipping fees when paying with your Shop & Ship Visa Credit Card.
Flexible Payment Plan: You also have the flexibility to manage your payments with the Flexible Payment Plan, where you can pay back any local, international, or online purchase starting from JOD 100 over a period of up to 24 months at 0% interest. A one-time fee based on the transaction amount will apply, with a minimum of JOD 40.
Balance Transfer Offer: Already have a credit card with another bank? Switch to an INVESTBANK credit card and payback your transferred balance at 0% interest up to 12 months, followed by 1.75% interest until the full balance is settled.
Apply now and get the irresistible Shop & Ship Credit Card!
Want to Upgrade to S&S FLEX?
If you’re a Shop & Ship user ready to enhance your experience, just follow these steps:
- Log into your current Shop & Ship account.
- Remove your INVESTBANK Shop & Ship Visa Credit Card details from your payment options.
- Redefine your card for the Shop & Ship FLEX account registration.
- Choose your membership plan: S&S FLEX Annual.
- Click on the Get FLEX button.
- Under membership payment, choose to pay with your Shop & Ship Visa Credit Card.
- Enter your credit card details and check the box to Save as Default Payment Option.
Not a Shop & Ship member yet?
Follow these steps to get your free membership
- Click Sign Up, enter the required details, and proceed to checkout.
- On the payment page, select Credit Card as your Payment Option.
- Select both the Save as Default Payment Option and Auto Pay checkboxes to enjoy 15% off shipping fees.
How do you set up your account for automatic discounts on shipping fees?
- Log in to your Shop & Ship account and go to My Profile.
- Click on Edit My Payment Options.
- Add your Shop & Ship Visa Credit Card as the default payment option. If it’s already set, proceed to the next step.
- Click on Shipping Payment Options.
- Enable Auto Pay, agree to the Terms and Conditions, and click Save.
Commissions and Fees
- Annual Fees: Issued as a free supplementary card only
- Monthly Payment: 4% of the balance (minimum of JOD 20) or 100%.
- Cash Withdrawal Fee: 4% of the withdrawal amount, with a minimum of JOD 10.
Additional Fees
- Late Payment Fee: JOD 15
- Over-Limit Fee: JOD 15
- Card Replacement Fee:
JOD 10 for Gold
JOD 25 for Platinum
PIN Replacement Fee:
JOD 3 for Gold
JOD 10 for Platinum - Dispute Fees (False Claims): JOD 5
- Credit Card Balance Transfer Fees:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance through iBank /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance through iBank /13 months: 8% subject to a minimum of 80 JOD.
Request a credit card
Steps to request a credit card digitally:
- Download our mobile application iBank and choose "Request a credit card"
- Enter your personal information (national number and phone number).
- Agree to the credit card terms and conditions.
- A one-time password (OTP) will be sent to your registered mobile number with the bank.
- Scan your personal ID, then verify using face recognition.
- The bank will deliver your debit card and/or credit card to your address so that you can complete the bank account settings to benefit from the mobile banking application services and start your banking journey.
Steps to opening an account digitally:
- Download the iBank mobile application and choose "Open Account"
- Enter your personal information (national number and phone number).
- Agree to the terms and conditions for opening the account.
- A one-time password (OTP) will be sent to the registered mobile number with the bank.
- Scan your ID, then verify using face recognition
Follow the necessary steps to complete the account opening process. - The bank will deliver the debit card to your address so that you can complete the bank account settings to benefit from the mobile banking application services and start your banking journey.
How to apply for a credit card