Visa Platinum
0%
Installment up to
24 months
2%
Cashback:
Max JOD 100/month.
Discover rewards with the Visa Platinum Credit Card from INVESTBANK. Enjoy perks like shopping, dining, and travel benefits, bringing flexibility and peace of mind to your everyday life!
Key Features
Key features
- 2% Cash Rewards: On all purchases, up to JOD 100 monthly.
- Flexible Payment Plan: 0% interest on purchases of JOD 100+, for up to 24 months, with a one-time fee. Learn More.
- First Year Free: JOD 120 annual fee after.
- Lounge Access: 6 free EMEA visits per year.
- Balance Transfer: Transfer your credit card balance up to 13 months at 0% interest, with a one-time fee.
- Extended Warranty: On eligible purchases.
- Purchase Protection: Coverage on purchases.
- Account Management: Manage your credit card via our internet banking, iBank.
Key Features
- Maximize Your Cash Rewards: Earn 2% cashback, capped at JOD 100/month (excluding Flexible Payment Plan transactions).
- Flexible Payments Plan (FPP): 0% interest on purchases, repay over 24 months.
- Empower Your Cash Flow: Benefit from quick access to funds when you need them with our instant Balance transfer programs through iBank.
- Automatically enjoy selected ongoing offers.
- Download Visa Airport Companion App to access the lounges and keep track of your visits.
Transaction and Usage Details
- Currency: JOD
- Tap to Pay (Contactless): Up to JOD 100 per transaction, JOD 300 daily limit.
- Visa Secure: Online payments with one-time password protection
- Dynamic Currency Conversion (DCC): 2% fee, with a minimum of JOD 2; (N/A for e-commerce transactions).
- Age Requirements: 21-65 for primary cardholders, and 16 for supplementary cardholders.
Benefits
- Purchase Protection
Extended Warranty: Extend coverage on eligible purchases. - Airport Lounge Access: Enjoy up to 6 free visits per year to over 25 EMEA lounges.
Commissions and Fees
- Primary Annual Fees:
First Year: Free
Renewal: JOD 120 - Supplementary Cards: Maximum of 5, with no annual fees.
- Monthly Payment: 4% of the balance (minimum of JOD 20) or 100%.
- Cash Withdrawal Fee: 4% of the withdrawal amount, with a minimum of JOD 10.
- Credit Shield (Insurance): 0.1%, minimum JOD 1.
Additional Fees
- Late Payment Fee: JOD 15
- Over-Limit Fee: JOD 15
- Card Replacement Fee: JOD 25
- PIN Replacement Fee: JOD 10
- Dispute Fees (False Claims): JOD 5
- Credit Card Balance Transfer Fees:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance through iBank /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance through iBank /13 months: 8% subject to a minimum of 80 JOD.
Request a credit card
Steps to request a credit card digitally:
- Download our mobile application iBank and choose "Request a credit card"
- Enter your personal information (national number and phone number).
- Agree to the credit card terms and conditions.
- A one-time password (OTP) will be sent to your registered mobile number with the bank.
- Scan your personal ID, then verify using face recognition.
- The bank will deliver your debit card and/or credit card to your address so that you can complete the bank account settings to benefit from the mobile banking application services and start your banking journey.
Steps to opening an account digitally:
- Download the iBank mobile application and choose "Open Account"
- Enter your personal information (national number and phone number).
- Agree to the terms and conditions for opening the account.
- A one-time password (OTP) will be sent to the registered mobile number with the bank.
- Scan your ID, then verify using face recognition
Follow the necessary steps to complete the account opening process. - The bank will deliver the debit card to your address so that you can complete the bank account settings to benefit from the mobile banking application services and start your banking journey.
How to apply for a credit card