Visa Foreign Currency
0%
Installment up to
24 months
Discover the freedom of the Foreign Currency Platinum Visa Credit Card from INVESTBANK. Travel without exchange fees, shop in USD, CAD, EUR, GBP, or AED, and withdraw cash easily from ATMs worldwide. Enjoy flexible payments and exciting travel perks to fuel your adventures.
Key Features
Key features
- No Fees: Shop in USD, CAD, EUR, GBP, AED.
- Flexible Payment Plan: 0% interest on purchases of JOD 100+, for up to 24 months, with a one-time fee.
- Lounge Access: 6 free visits/year.
- Monthly Flexible Payment: 4% monthly or 100%.
- Purchase Protection: Eligible items.
- Extended Warranty: For purchases.
- Account Control: Online/mobile.
Key Features
- Flexible Payments Plan (FPP):
- 0% interest on purchases, repay over 24 months.
- Empower Your Cash Flow: Benefit from quick access to funds when you need them with our instant Balance transfer programs through iBank.
- Automatically enjoy selected ongoing offers.
- Avoid Exchange Fees: Make purchases and withdraw cash abroad without paying exchange fees.
- VIP Travel Privileges: Get access to 25 VIP airport lounges, with up to 6 free visits per year.
- Available Currencies: Choose from USD, CAD, EUR, GBP, or AED.
- Download Visa Airport Companion App to access the lounges and keep track of your visits.
Transaction and Usage Details
- Currency: USD, EUR, CAD, AED, GBP
- Tap to Pay (Contactless): Up to JOD 100 per transaction, JOD 300 daily limit.
- Visa Secure: Online payments with one-time password protection
- Dynamic Currency Conversion (DCC): 2% fee, with a minimum of JOD 2; (N/A for e-commerce transactions).
- Age Requirements: 21-65 for primary cardholders, and 16 for supplementary cardholders.
Benefits
- Credit Shield (Insurance): 0.1%, with a minimum of USD $2, Euro €2, CAD 2, AED 8, or GBP £2.
- Grace Period: Up to 45 days interest-free
- Effortless Account Control: Manage your credit card via INVESTBANK’s internet banking or iBank.
- Paper Statements: USD $2, EUR €1, CAD 2, AED 5, GBP £1.
- Purchase Protection: Protect your purchases over USD 100.
- Extended Warranty: Extend coverage on eligible purchases.
Commissions and Fees
- Primary Annual Fees:
USD: $150
EUR: €140
CAD: CAD 200
AED: AED 520
GBP: £125 - Supplementary Cards: Maximum of 5, with no annual fees.
- Monthly Payment:
USD: 4% (minimum $30)
EUR: 4% (minimum €30)
CAD: 4% (minimum CAD 40)
AED: 4% (minimum AED 110)
GBP: 4% (minimum £25) - Cash Withdrawal Fee:
USD: 4% (minimum $15)
EUR: 4% (minimum €15)
CAD: 4% (minimum CAD 20)
AED: 4% (minimum AED 55)
GBP: 4% (minimum £15)
Additional Fees
- Late Payment Fee: USD $22, EUR €20, CAD 30, AED 80, GBP £20.
- Over-Limit Fee: USD $22, EUR €20, CAD 30, AED 80, GBP £20.
- Card Replacement Fee: USD $22, EUR €20, CAD 30, AED 80, GBP £20.
- PIN Replacement Fee: USD $15, EUR €15, CAD 20, AED 55, GBP £15.
- Dispute Fees (False Claims): USD $10, EUR €7, CAD 20, AED 50, GBP £7.
Request a credit card
Steps to request a credit card digitally:
- Download our mobile application iBank and choose "Request a credit card"
- Enter your personal information (national number and phone number).
- Agree to the credit card terms and conditions.
- A one-time password (OTP) will be sent to your registered mobile number with the bank.
- Scan your personal ID, then verify using face recognition.
- The bank will deliver your debit card and/or credit card to your address so that you can complete the bank account settings to benefit from the mobile banking application services and start your banking journey.
Steps to opening an account digitally:
- Download the iBank mobile application and choose "Open Account"
- Enter your personal information (national number and phone number).
- Agree to the terms and conditions for opening the account.
- A one-time password (OTP) will be sent to the registered mobile number with the bank.
- Scan your ID, then verify using face recognition
Follow the necessary steps to complete the account opening process. - The bank will deliver the debit card to your address so that you can complete the bank account settings to benefit from the mobile banking application services and start your banking journey.
How to apply for a credit card