Dawwas: The Next Phase Marks a Pivotal Step Toward Building a Stronger and More Diversified Banking Group

INVESTBANK, the leader in providing innovative banking solutions, announced its financial results for the year 2025, reporting solid performance and strong growth that reflect the bank’s financial resilience and its ability to sustain momentum amid regional economic challenges.

According to its published financial statements, the bank maintained profitable operations, recording net profits of approximately JOD 27 million. Profit before income tax rose by 1.4% to JOD 37.2 million, compared with JOD 36.7 million in the previous year.

Total assets grew by a notable 23.5%, reaching approximately JOD 2.6 billion by the end of 2025, up from JOD 2.1 billion in 2024. Customer deposits also recorded strong growth of 26.8%, rising to JOD 1.8 billion compared with JOD 1.4 billion in 2024, reflecting growing confidence in the bank’s financial resilience and innovative offerings.

In terms of financing activities, net direct credit facilities increased by 10% to JOD 1.39 billion, while total shareholders’ equity reached approximately JOD 265 million. Key financial ratios remained solid, with a capital adequacy ratio of 15.41%, return on equity (ROE) of 11%, and return on assets (ROA) of 1.1%.

Commenting on the results, INVESTBANK Chairman Muntaser Dawwas said, “The 2025 results reflect the strength of INVESTBANK’s financial position and the resilience of its capital base. Growth in assets and deposits, alongside sustained profitability, is the result of a disciplined institutional approach focused on prudent financial management, effective risk control, and long-term value creation for shareholders.”

He added that the announced merger with Bank al Etihad represents a carefully considered strategic step toward creating a larger, more diversified banking institution. The merger is expected to enhance competitiveness, broaden the range of services, and strengthen the bank’s presence in the Jordanian market. Following the completion of the required regulatory approvals, the consolidation of operations is expected to provide a stronger platform for sustainable growth and to play an expanded role in supporting the national economy.