Visa Signature
0%
Installment up to
24 months
2%
Cashback:
Max JOD 100/month.
The Visa Signature Credit Card from INVESTBANK offers a world of rewards and benefits, designed to brighten everyday moments. Enjoy perks, offers, and flexible payment options that fit seamlessly into your lifestyle.
Key Features
Key features
- 2% Cash Rewards: On all purchases, up to JOD 100 monthly.
- Flexible Payment Plan: 0% installments on purchases of JOD 100 or more for up to 24 months.
- Free First Year: JOD 200 after.
- Lounge Access: 12 free visits worldwide.
- 24/7 Concierge: Travel and lifestyle support.
- Comprehensive Travel Insurance: Coverage up to USD 500,000.
- Balance Transfer: Transfer your credit card balance up to 13 months at 0% interest, with a one-time fee.
- Purchase Protection: On items over USD 100.
- Account Management: Manage your credit card via our internet banking, iBank.
Key Features
- Maximize Your Cash Rewards: Earn 2% cashback, capped at JOD 100/month (excluding Flexible Payment Plan transactions).
- Flexible Payments Plan (FPP): 0% interest on purchases, repay over 24 months.
- Empower Your Cash Flow: Benefit from quick access to funds when you need them with our instant Balance transfer programs through iBank.
- Automatically enjoy selected ongoing offers.
- Download Visa Airport Companion App to access the lounges and keep track of your visits.
Transaction and Usage Details
- Currency: JOD
- Tap to Pay (Contactless): Up to JOD 100 per transaction, JOD 300 daily limit.
- Visa Secure: Online payments with one-time password protection
- Dynamic Currency Conversion (DCC): 2% fee, with a minimum of JOD 2; (N/A for e-commerce transactions).
- Age Requirements: 21-65 for primary cardholders, and 16 for supplementary cardholders.
Benefits
- Credit Shield (Insurance): 0.1%, minimum JOD 1.
- Grace Period: Up to 45 days interest-free
- Effortless Account Control: Manage your credit card via INVESTBANK’s internet banking or iBank.
- Paper Statements: JOD 1 per card or free iStatement via iBank.
- Purchase Protection: Protect your purchases over USD 100.
- Extended Warranty: Extend coverage on eligible purchases.
- Comprehensive Travel Insurance
VIP Travel Privileges
- 12 Complimentary VIP Lounge Visits: Relax in style with 12 visits per year to over 1,000 airport lounges worldwide.
- 24/7 Concierge Service: Benefit from around-the-clock support for your travel, lifestyle, and personal needs.
- Visa Travel and Insurance Perks: Enjoy exclusive Visa travel benefits and insurance coverage every time you fly.
Commissions and Fees
- Primary Annual Fees:
First Year: Free
Renewal: JOD 200 - Supplementary Cards: Maximum of 5, with no annual fees.
- Monthly Payment: 4% of the balance (minimum of JOD 20) or 100%.
- Cash Withdrawal Fee: 4% of the withdrawal amount, with a minimum of JOD 10.
Additional Fees
- Late Payment Fee: JOD 10
- Over-Limit Fee: JOD 10
- Card Replacement Fee: JOD 25
- PIN Replacement Fee: JOD 10
- Dispute Fees (False Claims): JOD 5
- Credit Card Balance Transfer Fees:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance through iBank /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance through iBank /13 months: 8% subject to a minimum of 80 JOD.
Credit Card Terms and Conditions: Click Here