Digital Accounts
Start your banking journey from the comfort of your home!
Start your banking journey on your terms, from the comfort of your home. With the Innovative Digital Onboarding Account, you can open an account or apply for a credit card entirely online—no need to visit a branch.
Take control of your finances with instant credit decisions and immediate access to your accounts through iBank, INVESTBANK’s advanced online platform, equipped with state-of-the-art security at every step.
This account provides you with the following advantages:
- Fast: Complete onboarding anytime, anywhere.
- Easy: Enjoy a simple and quick registration process.
Secure: Trust in state-of-the-art security.
Key Features
- 2% Cashback: Earn up to JOD 100/month on all your purchases.
- 24/7 ATM Access: Withdraw cash from INVESTBANK ATMs without a debit card.
- 2% Credit Interest
- Real-Time notifications: SMS and push alerts.
- iBank.jo: Manage your account anytime, anywhere.
- iCash Salary: 0% interest cash advance, up to 50% salary, on iBank.
- Free Salary Transfers
- Free Payments with CliQ: Send and receive payments in real-time, at no cost, with CliQ.
- No Minimum Balance.
- Free Local Transfers: One free local transfer per month.
- Free International Transfers: One free international transfer every quarter.
- Convenience: Open an account completely online—no branch visits required.
- Available Currency: JOD Exclusively.
- Minimum age:18 Years.
Campaign Terms and Conditions apply.
Click to download iBank now (iOS, Android) and start your digital banking journey.
iCash
Only available through iBank and for accounts with salary transfers.
Get a cash advance for a nominal fee with 0% interest up to 50% of your monthly salary 9 days after your last transfer to tide you over if you are short of cash through iBank.jo.
Repayment for iCash advances would need to be settled within 23 days to avoid the late payment fee.
iCash amount | Service fee | Late payment fee |
| Between JOD 1 and 999 | JOD 5 | JOD 10 |
| Between JOD 1,000 and 2,999 | JOD 10 | JOD 10 |
Above JOD 3,000 | JOD 20 |
How to Open a Digital Account
- Download the iBank App and select “Open New Account”.
- Enter Personal Information such as your national ID number and phone number.
- Approve Terms and Conditions for account opening.
- A one-time verification code (OTP) will be sent to the phone number you provided.
- Verify Your Identity:
- enter the OTP sent to your phone.
- scan your ID,
- and take a selfie to save as a face ID.
- Follow the instructions to open your account.
- The bank will deliver your direct debit card to complete your account setup and access iBank services.
Get started
Download the app today