Visa Miles&Smiles
0%
Installment up to
24 months
3
Miles/JOD
Your Passport to Memorable Travel Experiences. Earn Miles every time you use the Miles&Smiles INVESTBANK Credit Card!
Key Features
Key features
- Redeem Miles: 3 Miles/ 1 JOD; and 4 Miles / 1 JOD with Turkish Airlines and Star Alliance
- Flexible Payment Plan (FPP): 0% interest on purchases of JOD 100+, for up to 24 months, with a one-time fee.
- Lounge Access: access 1,000+ lounges worldwide.
- 24/7 Concierge: Travel support.
- Miles Validity: 3 years.
- Monthly Payment Flexibility: 4% or full, min JOD 20.
- Credit Card Balance Transfer: Transfer your credit card balance up to 13 months at 0% interest, with a one-time fee.
- Travel and insurance perks: Enjoy peace of mind with Visa travel benefits and insurance coverage every time you fly.
Key Features
- Earn Miles Easily: Get 3 Mile for every 1 JOD spent on your card.
- Double Your Miles: Get 4 Miles for every 1 JOD spent with Turkish Airlines or Star Alliance partners.
- Automatic Miles Accumulation: Earn Miles directly to your account for your next adventure.
- Card Balance Transfer Options: Transfer your credit card balance to Miles&Smiles INVESTBANK and choose a settlement plan.
- Share the Rewards: Redeem Miles for flights or upgrades for you and your loved ones.
- Flexible Payments Plan (FPP):0% interest on purchases, repay over 24 months. . Learn More.
- Empower Your Cash Flow: Benefit from quick access to funds when you need them with our instant Balance transfer programs through iBank.
- Enjoy Ongoing Special Offers VIP Travel Privileges: Access 1,000+ lounges worldwide(subject to $1 usage). More information
- Welcome bonus of 10,000 Miles for Miles&Smiles INVESTBANK Visa Signature credit cards and 15,000 Mile for Miles&Smiles INVESTBANK Visa Infinite credit cards.
- Download Visa Airport Companion App to access the lounges and keep track of your visits
Transaction and Usage Details
- Currency: JOD
- Tap to Pay (Contactless): Up to JOD 100 per transaction, JOD 300 daily limit.
- Visa Secure: Online payments with one-time password protection
- Dynamic Currency Conversion (DCC): 2% fee, with a minimum of JOD 2; (N/A for e-commerce transactions).
- Age Requirements: 21-65 for primary cardholders, and 16 for supplementary cardholders.
Benefits
- Credit Shield (Insurance): 0.1%, minimum JOD 1.
- Grace Period: Up to 45 days interest-free
- Effortless Account Control: Manage your credit card via INVESTBANK’s internet banking or iBank.
- Paper Statements: JOD 1 per card or free iStatement via iBank.
- Purchase Protection: Protect your purchases over USD 100 bought within one year.
- Extended Warranty: Extend coverage on eligible purchases.
Commissions and Fees
- Annual Fees:
First Year: Free first year.
Renewal JOD 120 for Signature, JOD 200 for Infinite - Supplementary Cards: Maximum of 5, free of annual fees.
- Monthly Payment: 4% of the balance (minimum of JOD 20) or 100% full payment.
- Cash Withdrawal Fee: 4% of the withdrawal amount, with a minimum of JOD 10.
Additional Fees
- Late Payment Fee: JOD 10
- Over-Limit Fee: JOD 10
- Card Replacement Fee: JOD 25 for Signature and Infinite
- PIN Replacement Fee: JOD 10 for Signature and Infinite
- Dispute Fees (False Claims): JOD 5
- Credit Card Balance Transfer Fees:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance through iBank /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance through iBank /13 months: 8% subject to a minimum of 80 JOD.
Terms and Conditions for Your Convenience
- 50% off : Start your premium travel experience with our Signature or Infinite Miles&Smiles Credit Cards.
- Seamless Rewards Accumulation: Miles earned on supplementary cards are automatically added to your primary account.
- Miles Valid for 3 Years: Accumulate and redeem your Miles within 36 months.
- Instant Miles: Miles are added to your Miles&Smiles account right after your monthly statement is issued.
- Exclusions: Miles are not earned on reversed, cancelled, or instalment-based purchases using the Flexible Payment Plan Program.
Discover More
- Learn all about the Miles&Smiles program and its benefits on the Turkish Airlines Miles&Smiles Program Page.
- For questions or any assistance, reach out to Turkish Airlines Contact Center.
- For additional details about the Miles&Smiles INVESTBANK Credit Card, stop by any INVESTBANK branch or call +962 6 500 1515.
Credit Card Terms and Conditions: Click Here