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Details | Gold | Platinum | Signature | Infinite | Miles & Smiles | Aramex Shop & Ship | Foreign Currency |
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Currency | JOD | JOD | JOD | JOD | JOD | JOD | USD, EUR, CAD, AED, GBP |
Primary Annual fee | First Year: Free After First Year: JOD 50 |
First Year: Free After First Year: JOD 120 |
First Year: Free After First Year: JOD 200 |
Free for Prime clients After First Year: JOD 400 |
First Year: Free After First Year: JOD 120 (Free for Prime clients) |
Issued as a Supplementary Card only. | EUR 140, CAD 200, AED 520, GBP 125 |
Supplementary Annual Fees | Free | Free | Free | Free | Free | Free | Free |
2% Cashback | Yes | Yes | Yes | Yes | No | No | No |
Interest | 1.75% | 1% | 1% | 1% | 1% | 1% | 1% |
Monthly payment | 4%-100% (min 20 JOD) | 4%-100% (min 30 USD) | 4%-100% (min 20 EUR) | 4%-100% (min 40 CAD) | 4%-100% (min 30 USD) | 4%-100% (min 100 AED) | 4%-100% (min 20 GBP) |
Cash withdrawal fee | 4% (min 10 JOD) | 4% (min 15 USD) | 4% (min 15 EUR) | 4% (min 20 CAD) | 4% (min 15 USD) | 4% (min 55 AED) | 4% (min 15 GBP) |
Age requirements | 21-65 (Supplementary 16) | 21-65 (Supplementary 16) | 21-65 (Supplementary 16) | 21-65 (Supplementary 16) | 21-65 (Supplementary 16) | 21-65 (Supplementary 16) | 21-65 (Supplementary 16) |
Supplementary cards | Max of 5 Supplementary Cards | Max of 5 Supplementary Cards | Max of 5 Supplementary Cards | Max of 5 Supplementary Cards | Max of 5 Supplementary Cards | Max of 5 Supplementary Cards | Max of 5 Supplementary Cards |
Contactless (Paywave) | JOD 100 / Transaction (JOD 300 Total Daily) | JOD 100 / Transaction (JOD 300 Total Daily) | JOD 100 / Transaction (JOD 300 Total Daily) | JOD 100 / Transaction (JOD 300 Total Daily) | JOD 100 / Transaction (JOD 300 Total Daily) | JOD 100 / Transaction (JOD 300 Total Daily) | JOD 100 / Transaction (JOD 300 Total Daily) |
Verified by Visa (online OTP) | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Credit Shield (Insurance) | 0.1% Min of 1 JOD |
0.1% Min of 1 JOD |
0.1% Min of 1 JOD |
0.1% Min of 1 JOD |
0.1% Min of 1 JOD |
0.1% Min of 1 JOD |
0.1% Min of USD $2, Euro 2, CAD 2, AED 8, GBP 2 |
Late Charges | JOD 15 | JOD 15 | JOD 15 | JOD 15 | JOD 15 | JOD 15 | USD $22 EUR €20 CAD 30 AED 80 GBP £20 |
Charge Back Fees (False Claims) | JOD 5 | JOD 5 | JOD 5 | JOD 5 | JOD 5 | JOD 5 | USD $10, EUR €7, CAD 20, AED 50, GBP £7 |
FX Fees for Foreign Transactions | 4% Min of JOD 4 |
1% | 1% | 1% | 1% | 1% | 1% |
Card Replacement Fees | 10 JOD | 25 JOD | 25 JOD | 25 JOD | JOD 25 for Signature, JOD 25 for Infinite | JOD 10 for Gold, JOD 25 for Platinum | USD $22, EUR €20, CAD 30, AED 80, GBP £20 |
PIN Replacement Fees | JOD 3 | JOD 10 | JOD 10 | JOD 10 | JOD 10 for Signature, JOD 10 for Infinite | JOD 3 for Gold, JOD 10 for Platinum | USD $15, EUR €15, CAD 20, AED 55, GBP £15 |
Overline Fees | 15 JOD | 15 JOD | 15 JOD | 15 JOD | 15 JOD | 15 JOD | USD $22, EUR €20, CAD 30, AED 80, GBP £20 |
Paper Statement | 1 JOD/Card/Month or free iStatement via iBank | 1 JOD/Card/Month or free iStatement via iBank | 1 JOD/Card/Month or free iStatement via iBank | 1 JOD/Card/Month or free iStatement via iBank | 1 JOD/Card/Month or free iStatement via iBank | 1 JOD/Card/Month or free iStatement via iBank | USD $2, EUR €1, CAD 2, AED 5, GBP £1 |
24hr Concierge | No | No | Yes | Yes | Yes | Yes | No |
Additional Benefits | Effortless Account Control: Manage your credit card via INVESTBANK’s internet banking or iBank. | Purchase Protection Extended Warranty: Extend coverage on eligible purchases. Airport Lounge Access: Enjoy up to 6 free visits per year to over 25 EMEA lounges. | 12 Complimentary VIP Lounge Visits: Relax in style with 12 visits per year to over 1,000 airport lounges worldwide. 24/7 Concierge Service: Benefit from around-the-clock support for your travel, lifestyle, and personal needs. Visa Travel and Insurance Perks: Enjoy exclusive Visa travel benefits and insurance coverage every time you fly. Purchase Protection: Protect your purchases over USD 100. Extended Warranty: Extend coverage on eligible purchases. Comprehensive Travel Insurance | Unlimited Airport Lounge Access: Enjoy unlimited VIP airport lounge access to over 1,000 lounges worldwide for both the cardholder and one complimentary guest per visit. 24/7 Concierge Service: Receive around-the-clock assistance for all your travel, dining, and personal needs, providing you with a seamless, luxurious experience. Visa Travel and Insurance Perks: Enjoy exclusive Visa travel benefits and insurance coverage every time you fly. Purchase Protection: Protect your purchases over USD 100. Extended Warranty: Extend coverage on eligible purchases. Comprehensive Travel Insurance | Purchase Protection: Protect your purchases over USD 100 bought within one year. Extended Warranty: Extend coverage on eligible purchases. | Purchase Protection Extended Warranty: Extend coverage on eligible purchases (Platinum). Airport Lounge Access: Up to 6 free visits per year to 25 EMEA lounges (Platinum). Free Lifetime Shop & Ship Membership: Available for cardholders. Special Offer for First-Time Users: 50% off shipping fees for the first two shipments. | Extended Warranty: Extend coverage on eligible purchases.Purchase Protection: Protect your purchases over USD 100. |