Cash Rewards 2%

Using your Visa Credit Card should be a rewarding experience.

Earn your 2% cash back on all your purchases!

Our Cash Rewards program automatically allows you to redeem the 2% cash back on your local, international, and online transactions on your Visa Credit Card. All cardholders are directly enrolled in our Cash Rewards program, with no action required from your end.

For every JOD you spend locally, internationally or online, you will automatically redeem 2% cash back of the total transaction amount at the end of each month. You can use that cash back for more purchases, noting that the maximum cash back you will get is JOD 100 or 2% of the Credit Card limit per month, whichever is less.

For more information, please visit any of our branches, or call our Contact Center at +962 6 500 1515.

* Terms and conditions apply.

Balance Transfer Program

• Duration: 13 months only
• BT Fees: 5% (minimum of 50 JOD)
• Monthly Interest of 0% until the end of the 13-month promotional period, then 1.75% until the full transferred amount is paid off.
• Limit Increase: The customer gets a 25% increase on the credit limit of their INVESTBANK Credit Card based on the credit limits of the cards transferred from other banks.
• Program Currency: This service is available for purchasing balances and transferring them to any INVESTBANK Credit Card in Jordanian dinars
• Cancellation Fee: If the customer decides to cancel the card at any time, a flat fee of 25 JOD will be charged.
• Due Payment: If the customer delays paying for any two installments on their due date within the preferential interest period (13 months), the interest rate on the remaining transferred balance will be 1.75% instead of 0%.
• Credit Card Balance Transfer: The possibility of transferring the balance of a Credit Card from other banks and getting preferential interest on the transferred amount.
• Card Activation: If the Credit Card was not activated before the first statement cycle, the Card will be eliminated from the campaign.

*Campaign’s Terms and Conditions apply.

Flexible Payment Plan – FPP

Mechanism:

• Make a purchase starting from JOD 100 up to JOD 5,000 per transaction.
• Choose Cards. Select Flexible Payment. View the transactions that appear. Press Install.
• Choose the preferred months you would like to install.
• The monthly payment and fees will show.

Or:

• Call our Contact Center and declare your intention to pay back the transaction amount using the Flexible Payment Plan.
• Choose the preferred months you would like to install.
• Our Contact Center representative will inform you of the one-time fee that you will need to pay

The one-time fees are listed below

Credit Card to Account Cash Transfer

Transfer cash from your Credit Card to your account instantly at 0% interest and pay it back in installments up to 9 months!

• This service is available over iBank.jo
• Debit your Credit Card with cash and credit it to any of your INVESTBANK accounts, subject to your available Credit Card balance
• This service is available to all existing and new active retail INVESTBANK Credit Cards issued in JOD. (excluding foreign currency credit cards)
• Minimum amount: JOD 1,0000, Maximum amount: JOD 50K
• Cash Rewards program will not be applied, and client will not get 2% cash back.
• One-time service fee will be deducted upon request as follows:

Example:
JOD 2,000 x 5.99%= JOD 119.8
JOD 2,000 x 10.99%= JOD 219.8

* Product and Credit Card Terms and Conditions apply.

Cardless Transaction

Cash withdrawal made easy! You can withdraw cash from any INVESTBANK ATM 24/7, and without the need for a debit card or having a bank account. The fast and secure service is available at no fee, and without the need to visit the branch.

How to Use:

• Access your account through iBank internet banking or Mobile app.
• Choose “Fund Transfer” from internet banking or “Move Money” from the app.
• Select the “Cardless Transaction” service.
• Input the transfer details (amount, beneficiary, etc.).
• You will receive a one-time password (OTP).
• Share the voucher details received via SMS with the beneficiary.
• The beneficiary can withdraw the amount from any INVESTBANK ATM.

* Terms and conditions apply.

Apple Pay

Introducing a fast and secure contactless payment method to Apple device users.

Clients can now enroll Debit or Credit Cards on Apple wallet, making shopping with INVESTBANK cards more convenient.

The benefits of adding your Debit and Credit Card to Apple Pay:

• High level of security: Pay with Touch ID / Face ID.
• Accepted anywhere: Use Apple Pay at contactless payment terminals worldwide.
• Fast, easy, and secure: Add your INVESTBANK card to Apple Pay and pay with your phone.
• Instant notifications for all transactions done through Apple pay.
• For more details, please follow the below link:

https://www.investbank.jo/landing/apple-pay

Airport Lounges (Lounge Key):

Enjoy airport lounge access with your INVESTBANK credit card while travelling.

Note: List of lounges is subject to change; please make sure to download “Visa Airport Companion” to check the latest lounges available.

Android: https://onelink.to/ibank

iOS: https://onelink.to/ibank

* Subject to Third-Party Service Reliance.