Commissions and Fees
Service | Commissions | Comments | |||||||||||||||
A. Import Documentary Credits: | |||||||||||||||||
Commission for opening an import documentary credit | (0.00375) subject to a minimum of 35 Dinars | Calculated on the basis of quarterly periods (every three months or any part thereof) | |||||||||||||||
SWIFT charges (issuing the credit) | 30 Dinars | To be collected when the credit is issued | |||||||||||||||
Postage charges | 4 Dinars | To be collected when the credit is issued | |||||||||||||||
Revenue stamps on the general conditions of the credit. | 5 Dinars | To be collected for one time only | |||||||||||||||
Commission for amending the issued credit. Increasing the value or extending the period: same percentage as the issuance commission. |
25 Dinars | In the event of an increase in the value of the credit and/or an extension of the period, the commission shall be calculated as stated in the item on the opening commission for the outward documentary credit | |||||||||||||||
Non-financial amendment commission | 15 Dinars lump sum | No comments | |||||||||||||||
SWIFT charges (amendment of the credit) | 10 Dinars | To be collected upon issuance of the credit amendment via SWIFT | |||||||||||||||
Commission for deferred / acceptance payment of the credit | (0.005) subject to a minimum of 30 Dinars | The commission is collected if the credit is deferred for payment based on quarterly periods (for every three months or any part thereof). | |||||||||||||||
Currency exchange difference commission | 0.005 | The commission is collected when the credit is settled in a currency different from the currency of the credit. | |||||||||||||||
Revenue stamps | 0.003 | Stamps are collected in the case of deferred credits only (in exchange for the customer’s signature on a promissory note) and are calculated as follows (value of documents x currency exchange rate) and the result is rounded to the nearest 1000 Dinars, then (the rounded result x three per mil) | |||||||||||||||
Commission for discrepant documents | 70 Dinars | The commission is charged on violating documents and is collected from the beneficiary of the credit / deducted from the value of the documents when paid to the beneficiary. | |||||||||||||||
SWIFT charges (correspondence related to the documents) | 15 Dinars | SWIFT charges are charged for accepting violating documents, and are collected from the beneficiary of the credit / deducted from the value of the documents when they are paid to the beneficiary. | |||||||||||||||
Postage charges | 4 Dinars | Postal charges are charged when the documents are delivered to the customer. | |||||||||||||||
Commission for guaranteeing the clearance of goods | 25 Dinars | A fixed commission is charged on each clearance guarantee if it is issued to clear the goods before the documents are delivered to the bank. | |||||||||||||||
Refunding commissions and expenses for the outward credit | Non-refundable | The commission will not be returned if the outward credit is canceled or not used. | |||||||||||||||
B. Export credits: | |||||||||||||||||
Commission for advising export credit | (0.002) subject to a minimum of 25 Dinars | fixed commission regardless of the period | |||||||||||||||
Commission for confirming export credit | (0.005) subject to a minimum of 35 Dinars | On a quarterly basis (for every three months or any part thereof) according to the approval of the Department of Financial Institutions. | |||||||||||||||
Commission for amending an export credit | 35 Dinars | In the event that the value of the credit is increased and the duration is extended, the commission is calculated as stated in the item on commission for authenticating the inward credit, commission for notifying the inward credit, as the case may be. | |||||||||||||||
Commission for export credit documents negotiation | (0.00375) subject to a minimum of 35 Dinars | Calculated on the value of the negotiated documents | |||||||||||||||
Commission for transferring/paying the value of the documents to the beneficiary’s account with another bank by transfer | 25 Dinars | Fixed regardless of the value of the transfer | |||||||||||||||
Commission for deferred / acceptance payment | (0.005) subject to a minimum of 35 Dinars | On a quarterly basis (for every three months or any part thereof) | |||||||||||||||
Commission for issuing assignment of proceed | (0.002) subject to a minimum of 100 Dinars | A lump sum calculated on the value of the pledge issued | |||||||||||||||
Back to Back management commission | 0.01 | A lump sum calculated on the value of the credit coverage | |||||||||||||||
Commission for transferring export credit | (0.005) A minimum of 50 Dinars | A lump sum calculated based on the value of the transferred credit | |||||||||||||||
Credit reimbursement commission | (0.00125) A minimum of 25 Dinars | A lump sum calculated on the value of the credit coverage | |||||||||||||||
SWIFT charges | 15 Dinars | Charged for sending each SWIFT message to the correspondent banks | |||||||||||||||
Internal mail/regular mail charges | 4 Dinars | Charged for sending each mailing to the customer | |||||||||||||||
Postage/express postage charges | 50 Dinars | Charged a fee for sending each shipment by express mail | |||||||||||||||
Paying the value of documents that were negotiated with another bank | 125 Dinars in lump sum or its equivalent in foreign currencies | To be collected when documents are negotiated with another bank and their payment is made through the invest bank | |||||||||||||||
C. Import and export bills of collection: | |||||||||||||||||
Commission for import and export collection bill | (0.00375) subject to a minimum of 25 Dinars | A lump sum calculated on the value of the collection bill | |||||||||||||||
Commission for delivering import bill documents without payment | 20 Dinars lump sum | Fixed commission regardless of the value of the bill | |||||||||||||||
Commission for sending an export collection bill without payment | 50 Dinars | Fixed commission regardless of the value of the bill | |||||||||||||||
Commission for transferring bills between banks | 50 Dinars | Fixed commission regardless of the value of the bill | |||||||||||||||
Commission for acceptance for availed import bills | (0.005) subject to a minimum of 35 Dinars | On a quarterly basis (for every three months or any part thereof) | |||||||||||||||
Commission for guaranteeing the clearance of goods | 25 Dinars lump sum | A lump sum commission is charged on each clearance guarantee amounting to (25 Dinars) | |||||||||||||||
Currency exchange difference commission | 0.005 | The commission is charged when the collection bill is paid in a different currency from the currency of the collection bill | |||||||||||||||
Revenue stamps on incoming deferred payment bills guaranteed by the bank | 0.003 | Stamps are collected in the case of incoming deferred guaranteed collection bills only (against the client’s signature on a promissory note) and are calculated as follows: (The value of the withdrawal x the currency exchange rate) and the result is rounded to the nearest 1000 Dinars, then (the rounded result x three per mil). | |||||||||||||||
SWIFT charges (for issuance) | 15 Dinars | Charged for sending each SWIFT message | |||||||||||||||
Internal mail/regular mail charges | 4 Dinars | Charged for sending each mail to the customer | |||||||||||||||
Postage/express postage charges | 50 Dinars | Charged for sending each mail by express post | |||||||||||||||
Commission for payment of the collection bill received under a transfer | 25 Dinars | Fixed commission regardless of the value of the transfer | |||||||||||||||
Commission for returning the documents for non-acceptance without paying their value | 0.001 subject to a minimum of 25 Dinars | Fixed commission | |||||||||||||||
Commission for amending collection bills | Free | No comments | |||||||||||||||
D. Local and foreign guarantees: | |||||||||||||||||
Commission for guarantees issued in Jordanian Dinars | 4% as a maximum and subject to a minimum of 20 Dinars | Annual commission, calculated on the basis of quarterly periods (for every three months or any part thereof). | |||||||||||||||
Commission for foreign guarantee | 4% as a maximum and subject to a minimum of 50 Dinars | Annual commission, calculated on the basis of quarterly periods (for every three months or any part thereof). | |||||||||||||||
Commission for guarantees issued against corresponding bank guarantees | 4% subject to a minimum of 50 Dinars | Annual commission, calculated on the basis of quarterly periods (for every three months or any part thereof, according to the approval of the Department of Financial Institutions). | |||||||||||||||
Payment guarantee commission | 4% subject to a minimum of 20 Dinars | The commission is annual and calculated on the basis of quarterly periods (for every three months or any part thereof). | |||||||||||||||
Commission for notifying an incoming guarantee without obligation on the bank | 100 Dinars | Fixed commission, regardless of the value of the guarantee. | |||||||||||||||
Commission for delaying the return of a guarantee after its expiration in case of a claim | 10 Dinars | As stated in the item (payment guarantee commission, commission for guarantees issued against corresponding bank guarantees, commission for guarantees issued abroad, commission for guarantees issued in Jordanian Dinars), as the case may be. | |||||||||||||||
Commission for delaying the return of a guarantee after its expiration without a claim | 25 Dinars | Fixed commission, regardless of the value of the guarantee. | |||||||||||||||
Commission for financial amendment or extension of guarantee / according to the above types of guarantees | 4% | As stated in the item on payment guarantee commission, the commission for guarantees issued with the guarantee of corresponding bank guarantees, the commission for guarantees issued abroad, the commission for guarantees issued in Jordanian Dinars, as the case may be. | |||||||||||||||
Non-financial amendment commission | 20 Dinars | Fixed commission, regardless of the value of the guarantee. | |||||||||||||||
Revenue stamps on issuing a guarantee | 0.003 | If the value of the guarantee is less than 500 Dinars, stamps worth One Dinar are fixed. If it is (500-999), stamps worth 2 Dinars are fixed. If the value of the guarantee is 1,000 Dinars or more, stamps are collected as follows: the value of the guarantee rounded to the nearest 1,000 Dinars, then the rounded result x three per mil on the first copy, but the second copy shall be treated as mentioned above, subject to a maximum of (five Dinars. | |||||||||||||||
Revenue stamps on the general conditions of the guarantees | 5 Dinars | It is valid for one time only | |||||||||||||||
SWIFT charges (issuing the guarantee) | 25 Dinars | Charged for sending each SWIFT message in the case of external guarantees | |||||||||||||||
Internal mail/regular mail charges | 4 Dinars | To be collected if the guarantee is sent by regular mail | |||||||||||||||
Postage/express postage charges | 50 Dinars | To be collected if the guarantee is sent by express mail | |||||||||||||||
SWIFT charges (excluding issuance of the guarantee) | 10 Dinars | Charged for sending each SWIFT message. | |||||||||||||||
E. External and internal transfers: | |||||||||||||||||
a) External transfers to the corporate sector: Outgoing transfer commission for international transfers up to five hundred Dinars or its equivalent in foreign currencies |
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Through electronic channels
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More than five hundred Dinars and up to five thousand Dinars or its equivalent in foreign currencies |
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Through electronic channels
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More than five thousand Dinars or its equivalent in foreign currencies |
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Through electronic channels
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b) Local outgoing transfers in Dinars, ACH and RTGS - Corporate Sector | |||||||||||||||||
i. Investment Bank fees and commissions for local outgoing transfers in Dinars (ACH) - Corporate Sector: | |||||||||||||||||
For amounts not more than one thousand Dinars |
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Through electronic channels
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For amounts more than one thousand Dinars and up to five thousand Dinars |
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Through electronic channels
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For amounts more than five thousand Dinars and up to the ceiling (maximum limit) of the ACH system in Dinars (currently 100 thousand Dinars) |
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Through electronic channels
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Outgoing transfer - salaries of all amounts |
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Through electronic channels
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ii. Investment Bank fees and commissions for outgoing local transfers in Dinars ( RTGS) – Corporate Sector | |||||||||||||||||
For amounts that are more than the ceiling set by the Central Bank on ACH System in Dinars (currently 100 thousand Dinars) RTGS |
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Through electronic channels
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iii. Invest Bank Fees and Commissions for outgoing local transfers in foreign currency (ACH) - Corporate Sector | |||||||||||||||||
For amounts that are no more than one thousand currency units of the system currencies |
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Through electronic channels
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For amounts that are more than 1,000 system currency units and up to 5,000 system currency units |
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Through electronic channels
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For amounts that are no more than 5,000 currency system units and up to the maximum limit of the ACH system in foreign currencies (currently 50,000 currency units in foreign system currencies) |
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Through electronic channels
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Outgoing Transfer - salaries of all amounts |
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Through electronic channels
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iv. Invest Bank Fees and Commissions for outgoing local transfers in foreign currency (RTGS) – Corporate Sector | |||||||||||||||||
For amounts that are more than the ceiling set by the Central Bank on ACH System in foreign currency (currently 50 thousand currency units of the foreign currency system) RTGS |
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Through electronic channels
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c) Outgoing external transfers to the Retail Sector: | |||||||||||||||||
i. Invest Bank Fees and Commissions for outgoing external transfers issued to customers - Retail Sector | |||||||||||||||||
Up to five hundred Dinars or the equivalent thereof in foreign currency |
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Through electronic channels
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More than five hundred Dinars and up to five thousands Dinars or the equivalent thereof in foreign currency |
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Through electronic channels
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More than five thousands Dinars or the equivalent thereof in foreign currency |
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Through electronic channels
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Commission on direct debit transaction (outgoing) | One Dinar or its equivalent in other currencies | No comments | |||||||||||||||
Commission direct debit transaction (incoming) | One Dinar or its equivalent in other currencies | No comments | |||||||||||||||
ii. Invest Bank Fees and Commissions for outgoing local transfers in Dinars (ACH) - Retail Sector | |||||||||||||||||
For amounts of no more than one thousand Dinars |
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Through electronic channels
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For amounts that are more than one thousand Dinars and up to five thousand Dinars |
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Through electronic channels
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For amounts that are more than five thousand Dinars, up to the ceiling (maximum limit) of the ACH system in Dinars (currently 100 thousand Dinars) |
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Through electronic channels
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Outgoing transfer - salaries of all amounts |
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Through electronic channels
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iii. Invest Bank Fees and Commissions for outgoing local transfers in Dinars (RTGS) - Retail Sector | For amounts that are more than the ceiling (maximum limit) set by the Central Bank on the ACH system in Dinars (currently 100 thousand Dinars) RTGS |
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Through electronic channels
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iv. Invest Bank Fees and Commissions for outgoing local transfers in foreign currency (ACH) - Retail Sector | |||||||||||||||||
For amounts that a are no more than one thousand currency units of the system currencies |
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Through electronic channels
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For amounts of more than 1,000 system currency units and up to 5,000 system currency units |
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Through electronic channels
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For amounts of more than 5,000 system currency units and up to the maximum limit of the ACH system in foreign currencies (currently 50,000 system currency units) |
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Through electronic channels
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Outgoing transfer – salaries of all amounts |
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Through electronic channels
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v. Invest Bank Fees and Commissions for outgoing local transfers in foreign currency (RTGS) - Retail Sector | |||||||||||||||||
For amounts that are more than the ceiling set by the Central Bank on the ACH System in foreign currency (currently 50 thousand currency units of the foreign currency system) RTGS |
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Through electronic channels
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Commission for transferring a customer’s salary within the Invest Bank | One Dinar | Regardless of the number of transfers from the employer during the month | |||||||||||||||
Commission on inquiry/amendment/cancellation of a transfer issued by local banks. | Two Dinars + correspondent bank commission (local) | No comments | |||||||||||||||
Commission on inquiry/amendment/cancellation of atransfer issued by foreign banks | Two Dinars + correspondent bank commission | According to the approval of the Department of Financial Institutions | |||||||||||||||
vi. Incoming local transfers in Jordanian Dinar and other currencies | |||||||||||||||||
Up to one thousand system currency units | One Dinar or its equivalent in the other currencies | No comments | |||||||||||||||
more from one thousand lonliness currency from Coins the system | Two Dinars or its equivalent in the other currencies | No comments | |||||||||||||||
Commission on incoming salary transfers | One Dinar | The Bank is entitled to collect a maximum of one Jordanian dinar from the client for the first three payroll orders (Salary transfers) per month from the same entity, and the bank is entitled to collect one dinar for each additional salary transfer afterwards. | |||||||||||||||
Returning an incoming transfer on RTGS system | One Dinar or its equivalent of the original transfer of salaries, and two Dinars or its equivalent for other currency incoming transfers | No comments | |||||||||||||||
vi. Incoming External Transfers | |||||||||||||||||
Up to one thousand Dinars or the equivalent thereof in foreign currency | Three Dinars or the equivalent thereof in foreign currency | No comments | |||||||||||||||
More than one thousand Dinars and up to five Thousands Dinars or the equivalent thereof in foreign currency | Five Dinars or the equivalent thereof in foreign currency | No comments | |||||||||||||||
More than five thousand Dinars or the equivalent thereof in foreign currency | Seven Dinars or the equivalent thereof in foreign currency | No comments | |||||||||||||||
Returning an incoming transfer outside Jordan | $15 | No comments | |||||||||||||||
F. Cheques (foreign and local): | |||||||||||||||||
Commission for issuing cheque books in Jordanian Dinar or US dollar or euro |
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No comments | |||||||||||||||
Commission for issuing cheque books with (Company LOGO) |
10 papers (5 Dinars) 25 papers (10 Dinars) 50 papers (15 Dinars) |
No comments | |||||||||||||||
Commission for issuing cheque booksof loose cheques with LOGO | |||||||||||||||||
1000 papers | 600 Dinars | No comments | |||||||||||||||
2000 papers | 800 Dinars | No comments | |||||||||||||||
3000 papers | 1000 Dinars | No comments | |||||||||||||||
4000 papers | 1200 Dinars | No comments | |||||||||||||||
5000 papers | 1500 Dinars | No comments | |||||||||||||||
10000 papers | 2500 Dinars | No comments | |||||||||||||||
Commission for returned cheques due to no balance / insufficient balance for one time only for the same cheque regardless of the number of times it ishas been submitted | 20 Dinars | No comments | |||||||||||||||
Commission on cheques returned for technical reasons | 2 Dinars/cheque | No comments | |||||||||||||||
Returned cheque settlement commission | 10 Dinars/cheque | No comments | |||||||||||||||
Returned cheques from other banks (deposited in the customer’s account) | Not applicable | No comments | |||||||||||||||
Commission for stopping the encashment of a cheque in Dinars based on the drawer’s objection | 10 Dinars/cheque | No comments | |||||||||||||||
Commission for stopping the encashment of a bankcheque issued in a foreign currency | 20 Dinars or its equivalent + correspondent bank commission | According to the approval of the Department of Financial Institutions | |||||||||||||||
Stopped cheque Lost/Stolen with police claim based on withdrawal/beneficiary request | Not applicable | No comments | |||||||||||||||
Commission for issuing a bank cheque (certifiedcheque) in the local currency | 5 Dinars | No comments | |||||||||||||||
Commission for depositing deferred cheques for collection, in Jordanian Dinars (outward electronic clearing) | 500 fils/cheque | No comments | |||||||||||||||
Commission fo r outward clearing cheque | Not applicable | No comments | |||||||||||||||
Commission for collecting inward cheques in Dinarsoutside the clearing session | 5 Dinars per cheque + local bank charges | No comments | |||||||||||||||
Commission for outward cheques in foreign currency |
From the Dinar account: 5 Dinars lump sum commission + 5 Dinars endorsement commission. From foreign currency account: $7 lump sum commission + $7 endorsement commission. |
No comments | |||||||||||||||
Commission for foreign cheques for collection outside Jordan | $30 deducted from the client's account + any commissions requested by the banks that sent cheques for collection | This service is provided only under administrative approvals | |||||||||||||||
Commission for foreign cheques for collection inside Jordan | 0.005, subject to a minimum of $15 and a maximum of $40, or its equivalent in other foreign currencies. | This service is provided only under administrative approvals | |||||||||||||||
Commission for foreign cheques for collection drawn on invest bank clients | 0.005, subject to a minimum of $15 and a maximum of $100, or its equivalent in other foreign currencies. | No comments | |||||||||||||||
Commission for collecting inward cheques drawn on Investment Bank clients outside the clearing session | 5 Dinars per cheque | No comments | |||||||||||||||
Commission for collecting inward cheques from foreign correspondence banks and drawn on customers of local banks | Jordanian Dinar cheque: 5 Dinars Check in foreign currency: 0.005, subject to a minimum of $15 and a maximum of $100 | No comments | |||||||||||||||
G. Accounts: | |||||||||||||||||
Commission for fixed standing orders (within the bank) | One Dinar for one time | Free of charge, through electronic channels | |||||||||||||||
Commission for fixed standing orders (outside the bank), local banks (in Dinars) | Two Dinars + the outgoing transfer commission for each case | Free of charge, through electronic channels , and subject to commissions on approved external transfers | |||||||||||||||
Commission (postage charges) | One Dinar monthly | ||||||||||||||||
Credit interest on current accounts | 0% | ||||||||||||||||
Debit interest, deposit right / difference of rights | 21% of the overdrawn amount recorded at the end of each month | ||||||||||||||||
Commission for fixed standing orders (within client accounts) | Free | No comments | |||||||||||||||
Periodic statements for the agreed period (Monthly ) | Free (through Ibank website or mobile application only ) | No comments | |||||||||||||||
Commission for providing the customer with an additional account statement for a period of less than one year from the date of the request. | 0.25 Dinars/page | No comments | |||||||||||||||
Commission for providing the customer with an additional account statement for a period of more than one year from the date of the request. | 0.5 Dinars/page | No comments | |||||||||||||||
Commission for dormant accounts, to be collected monthly | Two Dinars or its equivalent in other currencies | No comments | |||||||||||||||
Commission for automated banking services | Half a Dinar per month | No comments | |||||||||||||||
Minimum balance commission for current accounts | One Dinar per month for a balance of less than 200 Dinars or its equivalent in other currencies | No comments | |||||||||||||||
Minimum balance commission for a current salary account | Free | No comments | |||||||||||||||
Minimum balance commission for a savings account | One Dinar for a balance of less than 100 Dinars per month | No comments | |||||||||||||||
Foreign currency deposit commission |
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No comments | |||||||||||||||
Commission for issuing certificates: | |||||||||||||||||
Balance certificate | 10 Dinars |
No comments
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Ability to spend | 10 Dinars | ||||||||||||||||
Financial solvency | 10 Dinars | ||||||||||||||||
Archiving Postal Correspondences/ Company under establishment Certificate | 100 Dinars | ||||||||||||||||
Issuance of deduction letter for other entities | 5 Dinars | ||||||||||||||||
Certificate of interest, commissions, and certificate of obligations | 5 Dinars | ||||||||||||||||
Acquittal, if there are facilities | 10 Dinars | ||||||||||||||||
Acquittal, in the absence of facilities | 5 Dinars | No Comments | |||||||||||||||
Letters of confirmation issued to the Ministry of Interior for non-Jordanians | 15 Dinar | ||||||||||||||||
Increase/decrease of the company’s capital certificate | 100 Dinars | ||||||||||||||||
Signature authentication commission | 2 Dinars | No comments | |||||||||||||||
Deposit breakage commission | (Deposit value x agreed interest rate x term of the deposit) less (the portion withdrawn from the deposit x the maximum interest rate announced on the date of withdrawal on the term that is similar to the term of the withdrawn deposit, plus (2%) x the remaining period of the withdrawn deposit). | Provided that the customer does not lose any amount of the fixed deposit. | |||||||||||||||
Commission for issuing replacement keys for Safe Deposit boxes | Cost + 50 Dinars | No comments | |||||||||||||||
Commission for renting a manual safe deposit box: Shmeisani Branch / Sweifieh Branch |
Small: 80 Dinars annually + 160 Dinars cash deposit Medium: 120 Dinars annually + 240 Dinars cash deposit Large: 200 Dinars annually + 400 Dinars cash deposit XL 250 Dinars annually + 500 Dinars cash deposit |
No comments | |||||||||||||||
Commission for renting automated safe deposit box Branches: Shmeisani / Mecca Street / Emaar / Abdoun / Dabouq |
Small: 185 Dinar annually + Dinar 250 cash deposit Medium: 300 Dinars annually + 500 Dinars cash deposit Large: 500 Dinars annually + 750 Dinars cash deposit XL: 750 Dinars annually + 1000 Dinars cash deposit |
No comments | |||||||||||||||
H. Cards: commission for issuing all types of cards is free for the first year only | |||||||||||||||||
Annual charges for the Visa Gold Card | 50 Dinars |
Applied at the card account level, taking into account the type of card and regardless of the number of sub-cards
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Annual charges for the Platinum Visa Card | 120 Dinars | ||||||||||||||||
Annual charges for the Visa Signature Card | 200 Dinars | ||||||||||||||||
Annual charges for the Visa Infinite Card | 400 Dinars | ||||||||||||||||
Monthly interest on the outstanding amount - partial payment | 1.75% | Calculated on the daily balance and charged monthly | |||||||||||||||
Commission on cash withdrawals from credit cards | 4% subject to a minimum of 10 Dinars | 4% subject to a minimum of 10 Dinars in addition to a maximum monthly interest of 1.75% calculated on the daily balance, starting from the date of withdrawal until payment of the full amount, regardless of the agreed payment rate. | |||||||||||||||
Commission for transferring cash from credit cards |
6 months commission: 5.99% 9 months commission: 10.99% |
The minimum amount required is 1,000 Jordanian Dinars and the maximum amount is 50,000 Jordanian Dinars. | |||||||||||||||
Commission for transactions executed outside the country in the card’s currency (for international transactions executed in the Jordanian Dinar currency) | 2% subject to a minimum of 2 Dinars | To be added to thevalue of the transaction executed in the same currency of the credit card | |||||||||||||||
Late payment commission | 15 Dinars | No comments | |||||||||||||||
Commission for exceeding the ceiling | 15 Dinars | No comments | |||||||||||||||
Commission for reissuing a replacement card for a damaged or lost Visa Electron card | 5 Dinars | No comments | |||||||||||||||
Commission for issuing a replacement PIN/Visa Electron | 1 Dinars | No comments | |||||||||||||||
Commission for issuing replacement for damaged/lost Gold credit cards (main - subsidiary) | 10 Dinars | No comments | |||||||||||||||
Commission for reissuing a PIN for Gold credit cards | 3 Dinar | No comments | |||||||||||||||
Commission for issuing replacements for damaged/lost Platinum credit cards (main – subsidiary) | 25 Dinars | No comments | |||||||||||||||
Commission for re-issuing a PIN for platinum credit cards | 10 Dinars | No comments | |||||||||||||||
Commission for issuing replacements for damaged/lost Signature credit cards | 25 Dinars | No comments | |||||||||||||||
Commission for re-issuing a PIN for Signature credit cards | 10 Dinars | No comments | |||||||||||||||
Commission for reissuing replacements for damaged Infinite credit cards | 25 Dinars | No comments | |||||||||||||||
Commission for reissuing a PIN for Infinite credit cards | 10 Dinars | No comments | |||||||||||||||
Life insurance on credit cards | 0.1% of the utilized balance, subject to a minimum of one Dinar | No comments | |||||||||||||||
Commission for objecting to transactions made on the cards (Credit/Visa Electron) | 5 Dinars | To be collected if the objection is not valid | |||||||||||||||
Credit card statement receipt service | 1 Dinars | No comments | |||||||||||||||
Payment service in the credit card account (in cash or by debiting the account) via the counter | 1 Dinars | ||||||||||||||||
Proceeds on purchases | 2% | 2% cash proceeds on the value of monthly purchases, subject to a maximum limit of 2% of the card limit or 100 Dinars, whichever is less, as it is canceled if the transaction is paid in installments. | |||||||||||||||
Commission for Re- purchasing/transferring credit card balance /6 months | 5% subject to a minimum of 50Dinar | Added to the available balance | |||||||||||||||
Commission for purchasing/transferring credit card balance /13 months for the first time | 5% subject to a minimum of 50 Dinars | Added to the available balance | |||||||||||||||
Commission for Re-purchasing/ transferring card balance /13 months | 8% subjest to a minimum of 80% | ||||||||||||||||
Credit card cancellation commission | 25 Dinars | Applicable to any card that requires a previous balance transfer or subject to transfer of existing balance | |||||||||||||||
Commission on installment of purchases |
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Merchants subject to special agreements are excluded . |
Description
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Commission according to the card currency | ||||
U.S. dollar (USD) | EURO | Sterling Pound (GBP) | Canadian Dollar (CAD) | UAE Dirham (AED) | |
Annual issuance charges | $150 | 140 Euros | 125 Pounds | 200 CADs | 520 Dirhams |
Monthly interest on the outstanding amount / partial payment | %1 It is calculated on the daily balance and charged monthly. | ||||
Commission on cash withdrawal | 4% subject to a minimum of $15 | 4% subject to a minimum of € 15 | 4% subject to a minimum of 15 pounds | 4% subject to a minimum of 20 CADs | 4% subject to a minimum of 55 Dirhams |
Late payment commission | $ 22 | 20 Euros | 20 pounds | 30 CADs | 80 Dirhams |
Commission on exceeding the limit | $ 22 | 20 Euros | 20 pounds | 30 CADs | 80 Dirhams |
Commission for issuing a replacement PIN number | $ 15 | 15 Euros | 15 pounds | 20 CADs | 55 Dirhams |
Commission for issuing replacements for damaged/lost cards (main - sub) | $ 22 | 20 Euros | 20 pounds | 30 CADs | 80 Dirhams |
Life insurance on credit cards | 0.1% of the utilized balance, subject to a minimum of $2 | 0.1% of the utilized balance, a minimum of 2 Euros | 0.1% of the utilized balance, subject to a minimum of 2 pounds | 0.1% of the utilized balance, subject to a minimum of 2 CADs | 0.1% of the utilized balance, subject to a minimum of 8 Dirhams |
Movement objection commission | 10 Dollar | 7 Euros | 7 Pounds | 20 CADs | 50 Dirhams |
Stamps/commissions/credit card statement receipt service | $2 | 1 Euro | 1 Pound | 2 CADs | 5 Dirhams |
Minimum payment | 4% subject to a minimum of $30 | 4% subject to a minimum of €30 | 4% subject to a minimum of 25 Pounds | 4% subject to a minimum of 40 CADs | 4% subject to a minimum of 110 Dirhams |
Purchasing credit card balance | Amount utilized + $20 | Amount utilized + 15 Euros | Amount utilized + 15 Pounds | Amount utilized +30 CADs | Amount utilized + 75 Dirhams |
Commission for using the card in a currency other than the card currency |
1%
|
Commission according to the card currency | ||
Description | Jordanian Dinar | US Dollar (USD) |
Annual issuance charges | JOD 50 applied from second year | $150 from the first year |
Monthly interest on the outstanding amount / partial payment |
1.7 5% monthly 21 % annually |
1% monthly - 12% annually |
Commission on cash withdrawal | 4% subject to a minimum of 10 Dinars | 4 % subject to a minimum of $20 |
Transfer commission through iBank | 4% subject to a minimum of 10 Dinars | - |
Late payment commission | 15 Dinars | $ 21 |
Commission on exceeding the limit |
15 Dinars |
$ 21 |
Life insurance on credit cards |
0.1% of the utilized balance subject to minimum of JOD 1 |
0.1% of the utilized balance subject to minimum of USD 2 |
Stamps/commissions/credit card statement receipt service | 1 Dinar | $2 |
Minimum payment | 4% | 4% |
Cash back commission on purchases | N/A | N/A |
Card replacement commission | Free | Free |
Commission for re-issuing the PIN | Free | Free |
Card currency | Minimum financial transaction for installment | Maximum financial transaction for installment | One-time fee |
Jordanian dinar | 100 | 5,000 |
4 % subject to a minimum of 40 JOD 6% subject to a minimum of 60 JOD 8% subject to a minimum of 80 JOD 15% subject to Minimum of 150 JOD |
U.S. Dollar | 150 | 7,000 |
4 % subject to a minimum of 60 USD 6% subject to a minimum of 90 USD 8% subject to a minimum of 150 USD 15% subject to Minimum of 280 USD |
Sterling Pound | 100 | 6,000 |
4 % subject to a minimum of £ 40 6% subject to a minimum of £ 70 8% subject to a minimum of £ 90 15% subject to Minimum of £ 170 |
Euro | 150 | 7,000 |
4 % subject to a minimum of € 50 6% subject to a minimum of € 80 8% subject to a minimum of € 100 15% subject to Minimum of € 180 |
Canadian dollar | 200 | 10,000 |
4 % subject to a minimum of 80 CADs 6% subject to a minimum of 120 CADs 8% subject to a minimum of 150 CADs 15% subject to Minimum of 280 CADs |
UAE dirham | 500 | 30,000 |
4 % subject to a minimum of AED 240 6% subject to a minimum of AED 320 8% subject to a minimum of AED 450 15% subject to Minimum of AED 850 |
Service | Commissions | Comments |
I. Retail Loans: | ||
Commission for transacting a personal loan | 1% for the first year only | No comments |
Commission for transacting a housing/car loan | 1% for the first year only | No comments |
Car mortgage release commission | 10 Dinars | No comments |
Early payment commission: - The remaining period until the last installment is due (one year or less) - The remaining period until the last installment is due (more than one year) |
None %1 |
No comments |
Late payment commission | 10 Dinars | No comments |
Real estate mortgage release commission | 10 Dinars | No comments |
Life insurance commission | 10 Dinars | The commission is monthly |
Loan Deferral fees | 10 Dinars | No comments |
Facility guarantee amendment | 5 Dinars | No comments |
ii. Icash: | ||
iCash service -Via online banking service, iBank |
Maximum ceiling for iCash service: 10 thousand Dinars, and the minimum is 50 Dinars. The bank collects a commission according to the details specified below:
|
No comments
|
iii. Bills: | ||
Payment of bills via eFAWATEER.com through the counter | 1 Dinar | Payment of bills is free without commission through electronic channels |
Service | Commissions | Comments |
J. Investment and treasury: | ||
i. Currency trading commission (trading clients) | ||
If the amount is $ (0-2 4, 999) | 10 points | No comments |
If the amount is $ (25.00 0 - 49, 999) | 5 points | No comments |
If the amount is $ (50.00 0 -2 49,999) | 3 points | No comments |
If the amount ($250,000) or more | 2 points | No comments |
ii. Commission on precious metals trading (trading clients) | ||
Silver XAG, if the amount is less than 5,000 ounces | 0.01 |
No comments
|
Silver XAG, if the amount is greater than or equal 5,000 ounces | 0.005 | |
Gold, platinum and palladium XAU, XPT, XPD If the amount is less than 150 ounces |
$1.000 |
No comments
|
Gold, platinum and palladium XAU, XPT, XPD If the amount is greater than or equal 150 ounces |
$0.5 | |
iii. Commission on trading in international stocks |
Commissions on trading through the electronic trading platform
Commissions on trading via telephone
|
|
US markets + listed investment funds (ETFs). | ||
If the stock price is (from $0.1 - $0.99) x$ |
Transaction value * 0.15% (minimum commission $25)
Transaction value * 0.5% (minimum commission $35)
|
No comments |
If the stock price is US$ 1 - $9.99 |
Transaction value * 0.05% (minimum commission $25) Transaction value * 0.5% (minimum commission $35) |
No comments |
If the stock price is more than 10 US Dollars |
Transaction value * %0. 10 (minimum commission $25) Transaction value * 0.30% (minimum commission $35) |
No comments |
European markets |
Transaction value * 0.30% Transaction value * 0.40% (minimum commission 40 Euros) |
No comments |
Canadian markets |
Transaction value * 0.30% Transaction value * 0.40% |
No comments |
London Stock Exchange |
Transaction value * 0.30% (minimum commission £25) Transaction value * 0.40% (minimum commission £ 40) |
Some deals are subject to stamp commission within special limits |
iv. Commission for trading in Arab / regional markets | ||
Abu Dhabi |
Transaction value * 0.35% Transaction value * 0.50% (minimum commission 120 AED) |
No comments |
Dubai |
Transaction value * 0.4% Transaction value * 0.50% (minimum commission 120 AED) |
No comments |
Other regional markets (Kuwait, Oman, Qatar, Saudi Arabia) |
Transaction value * 0.45% (minimum commission equivalent to 35 US dollars) Transaction value * 0.55% (minimum commission equivalent to 35 US dollars) |
No comments |
v. Options contracts (or listed stock options contracts) |
3 dollars per contract + 14 US dollars $5 per contract + $15 USD |
No comments |
vi. Fixed income instruments - bonds and Sukuk |
Investment value * 0.3% (minimum commission $ 50) Investment value * 0.30% (minimum commission $ 50) |
No comments |
vii. Mutual funds |
Investment value * 0.75% (minimum commission $ 50) Investment value * 1.25% (minimum commission $ 50) |
No comments |
K. Other commissions: | ||
Revenue stamps commission |
If its value is 1 Dinar up to 499 Dinars: 1 Dinar in lump sum. If the value is 500 Dinars up to 1000 Dinars: 2 Dinars in lump sum. If the value is greater than 1,000 Dinars, it is calculated at three per mil, to the nearest thousand. |
No comments |
Commission for photocopying documents or cheques |
For a period of 6 months from the date of request, 1 Dinar/document For a period of more than 6 months from the date of request, 3 Dinars/document |
No comments |
Withdrawal commission from Teller (if the client has a Visa Electron card) |
- If the withdrawn amount is 300 Dinars or less, a half dinar commission will be charged. - If the withdrawn amount is greater than 300-1000 Dinars: 1 Dinar commission will be charged. - If the withdrawn amount is greater than that, there is no commission |
No comments |
Cash withdrawal fee from teller (if the client does not have an electronic Visa card) | Free | No comments |
Commission for withdrawing cash from the iSaver account through the branch | 10 Dinars | No comments |
Power of attorney accreditation commission | 5 Dinars | No comments |
Commission for a request to watch a specific video of an ATM | 10 Dinars | No comments |
ATM card issuance/renewal fee | Free | No comments |