FAQs

Using INVESTBANK cards with Apple Pay is secure. There are number of security features Apple Pay transactions have. Some of them:

  • Apple Pay is safer than using a traditional credit or debit card. Every transaction Apple Pay requires you to authenticate with Touch ID, Face ID or your passcode.
  • Your card number and identity aren't shared with the merchant, and your actual card numbers aren't stored on your device or on Apple servers - instead a unique Token number is used.
  • All transactions are monitored by INVESTBANK risk and fraud detection systems.
  • If your phone is lost or stolen, you can go to icloud.com/find or use the Find My iPhone app to suspend or permanently remove the ability to pay from your device with Apple Pay. Alternatively, you can call us and delete the card from your lost/stolen phone. Your physical card can still be used. For more details, please Click here

Yes, Apple Pay can be used for online payments. Visit https://www.apple.com/jo/apple-pay/ for more information.

If your card is lost or stolen, please contact us immediately on 06 5001515. Your physical card will be blocked, and a new card will be sent to you. Since the payment cards on your device are digital versions of your physical payment cards, you need to remove the original payment card from your device and register the replacement card.

No, formatting your device will remove all payment cards registered on your device

If your device is lost or stolen, please contact us immediately on 06 5001515 and we will block your card on Apple Pay. We recommend that you also register for and use Find My iPhone . This will allow you to find, lock and delete details on your phone if it is lost or stolen.

You can register up to 8 payment cards in Apple Pay. (Credit Cards, Debit Cards)

If your old card was blocked when you placed a request for replacement, you’ll need to activate and enroll your new card to continue using Apple Pay.

If your card is lost or stolen, please call INVESTBANK immediately on 06 500 1515 to report the same so we can block the card and replace it. This will ensure that there are no unauthorized transactions on your card. After we block your card, you will not be able to use Apple Pay. Please remember that you will remain liable for all transactions on your card until the time of reporting the loss to the bank. Please refer to the terms and conditions of card use on our website.

Yes, you can. Follow the same steps to enroll her Supplementary Card into Apple Pay but please note that since your mobile is registered to our system, you need to share Authentication code with her to verify the card. Once enrolled, she can use her mobile to make payments with her supplementary card.

All data on your watch should be deleted before selling/giving away your device. You should also delete all cards you have added to Apple Pay. You should also remove your card if you temporarily provide your device to someone else; for example, if you need it repaired. If you replace or update your device, you will need to add your card(s) to Apple Pay again.

No. Apple Pay does not have access to your bank accounts.

iPhone through the Wallet

  • Open Wallet and tap the 'Plus' icon next to Apple Pay in the upper-right corner or select 'Add debit or credit card.'
  • Scan your card within the frame to capture your card details automatically or enter these details manually (Any cards previously registered with iTunes will be automatically displayed
  • Confirm your details and enter your Security Code (CVV) that is the 3-digit number on/beside the signature panel on the back of your card.
  • Accept the Terms and Conditions
  • Select SMS or call center option to verify your identity. INVESTBANK will send you an OTP (One Time PIN) code that you will need to enter to continue.
  • You are now ready to use Apple Pay

iPhone through iBank Mobile Banking App

  • Open the latest version of the INVESTBANK Mobile Banking App on your iPhone
  • Tap on Cards then choose Credit/ Debit card
  • اChoose the card you want to add to Apple Pay by taping on Add to Apple Wallet button under the chosen card
  • Accept the terms and conditions
  • Your card is ready to be used

Apple Watch

  • Cards must be added from the Watch app on the paired iPhone. If more than one Apple Watch is paired to an iPhone, cards must be added to each Apple Watch separately.
  • Tap the Watch icon to open the app on iPhone
  • Scroll to 'Wallet & Apple Pay'
  • Tap 'Add Credit or Debit Card'
  • Complete the verification steps.

iPad

  • Go into Settings & Tap 'Wallet & Apple Pay'
  • Select 'Add Credit or Debit Card'
  • Follow the instructions to add the card.

MacBook Pro with Touch ID

  • Go into System Preferences
  • Open the Wallet & Apple Pay
  • Tap the "+" at the top of the screen
  • Follow the instructions to add the card.

iPhone

  • Look for one of these symbols at checkout.
  • Double-click the home button if the phone is locked or open Wallet.
  • Select the desired card by tapping it (if you wish to use a different card from your default one)
  • Hold iPhone near Contactless terminal to pay.
  • Authenticate with Touch ID, Face ID or passcode.

Apple Watch

  • Look for one of these symbols at checkout.
  • Double tap the side button and Hold your watch near the contactless terminal to pay.

Paying within app

Supported merchant apps (available on the App Store) can accept Apple Pay.

  • Tap the Apple Pay button at the checkout.
  • Select desired card or address info.
  • Verify payment with Touch ID, Face ID or passcode.

Paying on the web

Supported merchant websites can accept Apple Pay with Safari.

  • Tap the Apple Pay button at the checkout.
  • Select desired card or address info.
  • Verify payment with Touch ID, Face ID or passcode.

The first card you add to Wallet will become your default card. To change your default card, follow the steps below.

On your iPhone:

  • Open Wallet
  • Touch and hold your finger on the card that you want to make the default.
  • Drag the card to the front of the cards in the Apple Pay section.

On your iPad:

  • Go to Settings > Wallet & Apple Pay.
  • Tap Default Card.li>
  • Choose a new card.

You would need an internet connection to enroll cards / disable cards from Apple Pay and to check card available balance / limit. To make Apple Pay transactions, you do not need to have a cellular data or Wi-Fi connection. Please note that Apple Pay may require you to periodically login to the app and connect to the internet with your device to keep the app active.

The first card you add to Apple Pay becomes your default payment card and will remain so unless you change it.

To change your default card, or to make a payment using another card, drag the desired card to the front of the wallet. Once complete a notification will appear to say you have changed your default card or go to Settings > Wallet & Apple Pay on your iPhone or iPad. Tap Default Card, then choose a new card.

You will get all the benefits, rewards, and protection that your Debit or Credit Card currently provides when you pay with Apple Pay.

Please pay with your physical card and contact INVESTBANK at +06 5001515 for further assistance.

No charges for using Apple Pay.

After completing a payment using Apple Pay, payment confirmation will be displayed on your mobile screen. Additionally, you will continue to receive transaction alerts through SMS on your registered mobile number.

You will receive an immediate notification after each transaction made using Apple Pay. When you open the card in the Wallet, you will only see the latest transaction made. When you navigate to the transaction tab (tap on your card in the Wallet to display) you will see your last 10 transactions. Transaction history is not available on the Apple Watch.

Additionally, you will be able to see all transactions through the respective card statement in the Mobile Banking app.

You can continue to use Apple Pay till your card expiry date. Once you receive and activate your renewed card, you will need to enroll it into Apple Pay.

Yes, you can configure and use Apple Pay on multiple devices.

  • From Wallet: Select the card you want to remove Tap ⓘ Tap "Info" tab Tap "Remove Card".
  • From Settings: Open Settings Tap 'Wallet & Apple Pay' Tap card to be removed, Tap 'Remove Card'.
  • From 'Find my iPhone' through iCloud: Go to 'Find my iPhone' Select the device under 'My Devices' Select 'Remove' on the card that you wish to remove.
  • From iCloud: Open Settings Select 'My Devices' Select the device under 'My Devices' Select 'Remove' on the card that you wish to remove.

If you return an item paid for with Apple Pay, the store may require you to tap or wave your phone on the payment terminal to complete the transaction for refund. Please talk with the retailer directly to refund the transaction.

Yes you can return to the Wallet to complete your set up by: Open the Wallet App > Tap your card > Choose your verification method.

The card image may not be an exact match. Keep in mind this doesn't affect how your cards work with Apple Pay.

  • Never leave your device unattended
  • Use passcode or fingerprint recognition.
  • Change your device passcode if you are doubtful anyone else knows it.
  • Only register your own fingerprint and do not allow anyone else to add their fingerprints to your device.
  • Please be aware of unsolicited messages asking you to reveal any personal or financial information, to allow access to your devices or to install software.
  • Contact us as soon as possible if you suspect any unauthorized use of your device, if it is lost/stolen, or if you think your details have been compromised.
  • Register for and use Find My iPhone. This will allow you to find, lock and delete details on your phone if it is lost or stolen.
  • Make sure your contact details are up to date with us so we can get in touch with you quickly should we need to.

There could be several reasons for this:

  • There may be insufficient funds or credit limit available to make the transaction.
  • The merchant does not accept Contactless payments. Not all retailers accept Contactless payments yet. Please use another payment method such as your debit or credit card with Chip and PIN authorization.

If you do any of the following on your device, all cards in the Wallet will be deleted:

  • Sign out of iCloud.
  • Remove Passcode/Touch ID/ Face ID.
  • iTunes Full Restore.
  • Erase All Content & Settings.

Call us on 06 5001515 or visit https://www.apple.com/jo/apple-pay/

All INVESTBANK Visa Debit or Credit Card holders using the below devices can use Apple Pay.

iPhones:

  • iPhone 14 Pro Max
  • iPhone 14 Pro
  • iPhone 14
  • iPhone 13 Pro Max
  • iPhone 13 Pro
  • iPhone 13
  • iPhone 13 mini
  • iPhone SE (2nd generation)
  • iPhone 12 Pro Max
  • iPhone 12 Pro
  • iPhone 12
  • iPhone 12 mini
  • iPhone SE (1nd generation)
  • iPhone 11 Pro Max
  • iPhone 11 Pro
  • iPhone 11
  • iPhone XS Max
  • iPhone XS
  • iPhone XR
  • iPhone X
  • iPhone 8 Plus
  • iPhone 8
  • iPhone 7 Plus
  • iPhone 7
  • iPhone 6s Plus
  • iPhone 6s
  • iPhone 6 Plus
  • iPhone 6
  • iPhone SE (1st generation)
  • iPhone 5s

iPads:

  • iPad Pro (all generations)
  • iPad Air (4th generations)
  • iPad (9th generations)
  • iPad (8th generations)
  • iPad (7th generations)
  • iPad (6th generations)
  • iPad mini (6th generations)
  • iPad mini (5th generations)

Apple Watches:

  • Apple Watch Series 7
  • Apple Watch Series 6
  • Apple Watch SE
  • Apple Watch Series 5
  • Apple Watch Series 4
  • Apple Watch Series 3
  • Apple Watch Series 2
  • Apple Watch Series 1

MacBooks:

  • MacBook Pro (with Touch ID)
  • MacBook Air (with Touch ID)
  • Mac models introduced in 2012 and later

iMac:

  • iMac (with Touch ID)
  • iMac models introduced in 2021 and later

Please visit support.apple.com for a full list of compatible devices.

Apple Pay uses Near Field Communication (NFC) to make contactless mobile payments. This ensures that Apple Pay will work everywhere contactless payment is accepted.

Near Field Communication (NFC) enables devices near communication without any physical contact. Payment transactions using NFC technology can be completed by simply waving the NFC enabled device on contactless terminals.

Your Apple Pay transaction will be declined if your card is blocked or suspended.

Removing cards from Apple Pay will have no effect on your physical cards. You can continue to use your physical cards as you normally would. You can add your credit and debit cards back into Apple Pay at any time.

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