Loans

We offer the most convenient personal loan to meet both the planned and unexpected needs for cash that arise.

Benefits

• Maximum limit up to JOD 90,000 (based on salary and company type TML, NTML, GOV, Non-Government).
• Minimum limit JOD 1,500.
• Loan tenor up to 8 years, minimum 1 year.
• Grace period up to 45 days.
• Competitive interest rate. (12%)
• Bearing payment up to 3,6, 12 months.
• Age range 21-70.
• Free, pre-approved credit card for the first year.

How to qualify

1. Valid identification card for Jordanians.
2. Salary slip or certificate.
3. Updated statement of account for the past 6 months with the bank you are dealing with.
4. Salary transfer.

Our mortgage loan is a comprehensive and convenient solution brought to you by a bank that offers you services the way you deserve it.

Benefits

• Maximum limit up to JOD 1,000,000 (based on salary and company Type TML, NTML, GOV, Non-Government).
• Minimum limit JOD 25,000.
• Loan tenor up to 30 years (minimum 15 years). Non Resident Jordanians up to 15 years (minimum 3 years).
• Grace period Up to 45 days.
• Competitive interest rate. (9%)
• Bearing payment up to 3,6, 12 months.
• Loan percent of total value up to 70% (please inquire).
• Down payment 0%-15%.
• Age range 21-70 on maturity date.
• Free pre-approved credit card for the first year.
• Life and Property insurance : 1JOD/monthly

How to qualify

1. Valid identification card for Jordanians.
2. Salary slip or certificate.
3. Updated statement of account for the past 6 months from the bank you are dealing with.

This loan is specifically designed to encourage first-time apartment buyers with a preferential interest rate, as this loan targets a wide range of customers, including public and private sector employees and Jordanian expatriates. 

Loan Features:

• Loan percent of total value up to 70%.
• Interest rate not exceeding 4.99% (fixed for the first three years, after that the following equation applies: interbank rate + 2.5%)
• Loan tenor up to 25 years.

Financing Terms:

• The customer must be a first-time apartment buyer
• Maximum loan value: JOD 150,000
• Maximum debt burden: not exceeding 55%.
• Maximum customer income: 2500 Jordanian dinars.
• Cases of transferring the property to first-degree relatives are excluded.
• Financing for the husband/wife is excluded if one of them owns a residential home.
• The loan granted under the program shall not be used to repay an existing loan for the client.
• The loan does not include construction and independent housing units, but rather to finance ready-made residential apartments only.
• All applications submitted are subject to the bank's internal policy, including the absence of any negative indicators on the client's inquiries (cases, returned checks, insufficient balance, lack of dues based on the CRIF system) with documentation of sources of income, repayment and salary transfer for residents with salaries.

Required documents

1. Valid identification card for Jordanians.
2. Salary slip or certificate.
3. Updated statement of account for the past 6 months from the bank you are dealing with.
4. An official report for the husband and wife stating that there are no properties (residential apartment) from the Department of Lands and Survey.

Want to build and finance your own new home, designed to your specifications, rather than an existing residential property?

Under Construction loan is the right choice for you!

Benefits

• Maximum limit up to JOD 500,000 (Inside Amman) JOD 300,000 (outside Amman).
• Minimum limit JOD 25,000.
• Loan tenor up to 30 years, minimum 3years.
• Grace period Up to 45 days.
• Competitive interest rate. (9%)
• Bearing payment with up to 3,6, 12 months.
• Loan percent of total value up to 80% please inquire.
• Age range 21-70.
• Free pre-approved credit card for the first year.
• Life and Property insurance : 1JOD/monthly

How to qualify

1. Valid identification card for Jordanians.
2. Salary slip or certificate.
3. Updated statement of account for the past 6 months from the bank you are dealing with.

We can help you secure that land you've always wanted to build your home on. That is why we offer great financing options that will make your dream a reality.

Benefits

• Maximum limit up to JOD 1,000,000 (Inside Amman) JOD 350,000 (outside Amman).
• Minimum limit JOD 20,000.
• Loan tenor up to 15 years, minimum 3years.
• Grace period Up to 45 days.
• Competitive interest rate. (9%)
• Bearing payment up to 3, 6, 12 months.
• Loan percent of total value up to 75% (please inquire).
• Down payment 25%-35%.
• Age range 21-70.
• Free pre-approved credit card for the first year.
• Life and Property insurance : 1JOD/monthly

How to qualify

1. Valid identification card for Jordanians.
2. Salary slip or certificate.
3. Updated statement of account for the past 6 months from the bank you are dealing with.

Need funds to make your dreams a reality? Now you can get a loan against your property.

Benefits

• Maximum limit up to JOD 300,000 (Inside Amman)JOD 200,000 (outside Amman).
• Minimum limit JOD 25,000.
• Loan tenor up to 8 years, and a minimum of 1 year.
• Grace period up to 45 days.
• Competitive interest rate. (9%)
• Bearing payment up to 3,6, 12 months.
• Loan percent of total value up to 100% (please inquire).
• Age range 21-70, on maturity date.
• Free pre-approved credit card for the first year.
• Life and Property insurance : 1JOD/monthly

How to qualify

1. Valid identification card for Jordanians.
2. Salary slip or certificate.
3. Updated statement of account for the past 6 months from the bank you are dealing with.

We offer financing solutions to help you get the car of your choice. Whether you are looking for a new or a pre-owned vehicle, buying from a dealer or private seller, we have the financing solution that is right for you.

Benefits

• New Auto:
  • Maximum limit up to JOD 70,000 (German,EU&Japanese)JOD 50,000 (Other excluding Chinese).
  • Minimum limit JOD 5,000.
  • Loan tenor up to 72 months minimum 12monthsbased on car type.
  • Grace period up to 45 days.
  • Competitive interest rate. (New 12% / Used 12%)
  • Bearing payment up to 3,6, 12 months.
  • Loan percent of total value up to 100%.
  • Down payment range from 0%-25%.
  • Age range 21-70.
  • Free pre-approved credit card for the first year.
• USED:
  • Maximum limit up to JOD 50,000 (German,EU&Japanese)JOD 30,000 (Other excluding Chinese).
  • Minimum limit JOD 5,000.
  • Loan tenor up to 60 months, minimum 12 months based on car type.
  • Grace period Up to 45 days.
  • Competitive interest rate.
  • Bearing payment up to 3, 6, 12 months.
  • Loan percent of total value up to 85%.
  • Down payment range from 15%-30%.
  • Age range 21-65.
  • Free pre-approved credit card for first year.

How to qualify

1. Valid identification card for Jordanians.
2. Salary slip or certificate.
3. Updated statement of account for the past 6 months with the Bank you are dealing with.

Benefits

• Maximum limit to 100% cash security deposit, clients with bad credit 120%.
• Loan tenor up to 8 years.
• Age range 21-70.