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Credit Cards
Your Key To A Rewarding Lifestyle
CREDIT CARDS
Gold | Platinum | Signature | Infinite | Aramex Shop & Ship Co. Branded Credit Card | Foreign Currency Credit Cards | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Currency | JOD | USD | EUR | CAD | AED | GBP | ||||||
Primary Annual fee | First Year | Free | Issued as a Supplementary Card only Free | USD 150 | EUR 140 | CAD 200 | AED 520 | GBP 125 | ||||
After First Year | JOD 50 | JOD 120 | JOD 200 | 400 (Free Prime) | ||||||||
Supplementary Annual Fees | Free | |||||||||||
2% Cashback | Yes | No | ||||||||||
Interest | 1.75% | 1% | ||||||||||
Monthly payment | 4%-100% (min 20JOD) | 4%-100% (min 30 USD) | 4%-100% (min 20 EUR) | 4%-100% (min 40 CAD) | 4%-100% (min 100 AED) | 4%-100% (min 20 GBP) | ||||||
Cash withdrawal fee | 4%(min. of 10 JOD) | 4% (min. of 15 USD) | 4% (min. of 15 EUR) | 4% (min. of 20 CAD) | 4% (min. of 55 AED) | 4% (min. of 15 GBP) | ||||||
Minimum credit limit | JOD 750 | JOD 2,500 | JOD 7,500 | JOD 10,000 | JOD 250 (Gold) JOD 2,500 (Platinum) |
Equivelent to JOD 1000 | ||||||
Maximum credit limit | upto 5 times income (max 25K) | upto 5 times income (max 35K) | upto 5 times income | Max. JOD 100,000 | upto 5 times income | upto 5 times income | ||||||
Minimum income | JOD 500 (in Amm) JOD 400 (out of Amm) JOD 750 (mult-income) JOD 2,000 (freelance & vocational) |
JOD 500 (in Amm) JOD 400 (out of Amm) JOD 750 (mult-income) JOD 2,000 (freelance & vocational) |
JOD 500 (in Amm) JOD 400 (out of Amm) JOD 750 (mult-income) JOD 2,000 (freelance & vocational) |
JOD 5,000 | JOD 500 (in Amm) JOD 400 (out of Amm) JOD 750 (mult-income) JOD 2,000 (freelance & vocational) |
JOD 500 (in Amm) JOD 400 (out of Amm) JOD 750 (mult-income) JOD 2,000 (freelance & vocational) |
||||||
Age requirements | 21-65 (Supplementary 18) | |||||||||||
Supplementary cards | Max of 5 Supplementary Cards | |||||||||||
Contactless (Paywave) | JOD 100 / Transaction (JOD 300 Total Daily) | |||||||||||
Verified by Visa (online One Time Password) | Yes | |||||||||||
Credit Shield (Inssurance) | %0.1 Min of 1 JOD | 0.1% Min of 2 USD | 0.1% Min of 2 EUR | 0.1% Min of 2 CAD | 0.1% Min of 8 AED | 0.1% Min of 2 GBP | ||||||
Late Charges | JOD 15 | 22 USD | 20 USD | 30 USD | 80 USD | 30 USD | ||||||
Charge Back Fees (False Claims) | JOD 5 | 10 | 7 | 20 | 50 | 7 | ||||||
FX Fees in case transaction was made with a differenct currency from the card | %4 Min of JOD 4 | 1% | ||||||||||
Card Replacment Fees | 10 | 25 | 25 | 25 | 10 Gold 25 Platinum |
22 | 20 | 30 | 80 | 20 | ||
PIN Replacment Fees | 3 | 10 | 10 | 10 | 3 Gold 10 Platinum |
15 | 15 | 20 | 55 | 15 | ||
Overline Fees | 15 JOD | 22 | 20 | 30 | 80 | 30 | ||||||
Paper Statement | 1 JOD / Card / Month | 2 | 1 | 2 | 5 | 1 | ||||||
24hr concierge | No | No | Yes | Yes | Yes | Yes | No | |||||
Additional benefits | NA | Free Aramex Shipping Account 15% saving on shipping (Aramex) | NA |
MILES&SMILES
TRAVEL THE WORLD WITH MILES&SMILES INVESTBANK CREDIT CARD! Collect Miles every time you use your card. Read More
Main Features
Collect miles each time you use your card
1 JOD = 1 mile
Any airline ticket transaction on card from Turkish Airlines channels: 2 Miles per 1 JOD = 2 Miles
Flexible Payment Plan
0% Interest up to 24 months
High cash advance limit
Enrollment in on going selected offers
12 lounge visits per year for cardholder to over 1000 worldwide VIP airport lounges
24hr concierge
Enrollment in on going selected offers
More Info
- Currency: JOD
- Primary annual fees:
- First Year: Free
- Renewal: JOD 150 for Signature / JOD 250 for Infinite
- Supplementary cards: Maximum of 5
- Supplementary annual fees: Free
- Miles & Smiles program: 1 JOD = 1 mile / *tickets purchased through Turkish airlines channels with Miles & Smiles INVESTBANK card will have 2 miles for every 1 JOD
- Monthly payment: 4% (Minimum JOD 20) or 100%
- Cash withdrawal fee: 4% (Minimum of JOD 10)
- A grace period up to 45 days
- Age requirements: 21-65 (supplementary 16)
- Tap to pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
- Visa Secure: Secured online payments, one-time password
- Credit Shield (insurance): %0.1 min of JOD 1
- Late Charges (late payment fee): JOD 15
- Dispute Fees (False Claims): JOD 5
- Dynamic currency conversion (DCC): 2% with a minimum of JOD 2. (N/A on e-commerce transactions)
- Card replacement fees:
- JOD 25 for Signature and Infinite
- PIN replacement fees:
- JOD 10 for Signature & Infinite
- Over-limit fee: JOD 15
- Credit Card Balance Transfer:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance /13 months 8% subject to a minimum of 80 JOD. - Balance transfer cancellation fee: If the customer decides to cancel the Credit card an amount of JOD 25 will be deducted.
- Paper statement: JOD 1 / card
- Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn more
- Additional benefits: Travel benefits and insurance coverage.
- Medical & travel assistance service
- Global emergency assistance
- Airport lounge access 1000+ worldwide, 12 entitlements per year for signature card holder (Subject to 1$ usage)
- Airport lounge access Unlimited access to 1000 worldwide VIP airport lounges either by Infinite cardholder or Infinite cardholder and guest with maximum one complimentary guest per visit (Subject to 1$ usage)
- Global emergency assistance
- Cancellation & Curtailment Insurance USD 5,000 (Infinite 7,500 JOD)
- Travel delay USD 1,000
- Baggage delay USD 500
- Hijack USD 500 (Infinite 2,500 JOD)
- Medical expenses USD 500,000 (Infinite 2,500,000 JOD)
- Repatriation USD 500,000 (Infinite 2,500,000 JOD)
- Hospital benefit USD 1,500 (Infinite 3,000 JOD)
- Personal property USD 1,000 (Infinite 2,500 JOD)
- Travel accident USD 500,000
- Personal liability USD 500,000
- Overseas legal expenses USD 7,500
- Purchase protection program (for items exceeding USD 100 purchased through your card in less than one year)
- Extended warranty
- Rental Car Collision Damage Waiver up to USD 50,000
- Simply manage your credit card account through the Internet banking or mobile app services.
Access code: Aspire2016
Visa Gold
INVESTBANK opens up a gateway into a world of rewarding experiences; giving you the flexibility and peace of mind you need to live your life to the fullest.
Main Features
Cash Rewards
2%
Flexible Payment Plan
0% Interest up to 24 months
High cash advance limit
Enrollment in on going selected offers
More Info
- Currency: JOD
- Primary annual fees:
- First Year: Free
- Renewal: JOD 50
- Supplementary cards: Maximum of 5
- Supplementary annual fees: Free
- 2% Cashback: Yes, with a maximum cashback of 2% of the Credit Card limit or JOD 100, per month whichever is less. N/A for Installed sales transaction (FPP).
- Monthly payment: 4% (Minimum of JOD 20) or 100%
- Cash withdrawal fee: 4% (Minimum of JOD 10)
- A grace period up to 45 days
- Age requirements: 21-65 (supplementary 16)
- Tap to pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
- Visa Secure: Secured online payments, one-time password
- Credit Shield (insurance): %0.1 min of JOD 1
- Late Charges (late payment fee): JOD 15
- Dispute Fees (False Claims): JOD 5
- Dynamic currency conversion (DCC): 2% with a minimum of JOD 2. (N/A on e-commerce transactions)
- Card replacement fees: JOD 10
- PIN replacement fees: JOD 3
- Over-limit fee: JOD 15
- Credit Card Balance Transfer:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance /13 months 8% subject to a minimum of 80 JOD. - Balance transfer cancellation fee: If the customer decides to cancel the Credit card an amount of JOD 25 will be deducted.
- Paper statement: JOD 1 / card
- Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn more.
- Simply manage your credit card account through the Internet banking or mobile app services.
https://ae.visamiddleeast.com/en_AE/pay-with-visa/find-a-card/credit-cards.html
Access code: Aspire2016
Visa Platinum
From golf to dining to shopping and more, Visa Platinum lets you enjoy a host of attractive lifestyle privileges and experiences.
Main Features
Cash Rewards
2%
Flexible Payment Plan
0% Interest up to 24 months
High cash advance limit
Enrollment in on going selected offers
More Info
- Currency: JOD
- Primary annual fees:
- First Year: Free
- Renewal: JOD 120
- Supplementary cards: Maximum of 5
- Supplementary annual fees: Free
- 2% Cashback: Yes, with a maximum cashback of 2% of the Credit Card limit or JOD 100, per month whichever is less. N/A for Installed sales transaction (FPP).
- Monthly payment: 4% (Minimum JOD 20) or 100%
- Cash withdrawal fee: 4% (Minimum of JOD 10)
- A grace period up to 45 days
- Age requirements: 21-65 (supplementary 16)
- Tap to pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
- Visa Secure: Secured online payments, one-time password
- Credit Shield (insurance): %0.1 min of JOD 1
- Late Charges (late payment fee): JOD 15
- Dispute Fees (False Claims): JOD 5
- Dynamic currency conversion (DCC): 2% with a minimum of JOD 2. (N/A on e-commerce transactions)
- Card replacement fees: JOD 25
- PIN replacement fees: JOD 10
- Over-limit fee: JOD 15
- Credit Card Balance Transfer:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance /13 months 8% subject to a minimum of 80 JOD. - Balance transfer cancellation fee: If the customer decides to cancel the Credit card an amount of JOD 25 will be deducted.
- Paper statement: JOD 1 / card
- Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn More
- Additional benefits: Travel benefits and insurance coverage
- Airport lounge access 25 (EMEA), Up to 6 free visits per year.
- Purchase protection.
- Extended warranty.
- Simply manage your credit card account through the Internet banking or mobile app services.
https://ae.visamiddleeast.com/en_AE/pay-with-visa/find-a-card/credit-cards.html
Access code: Aspire2016
Visa Signature
The Credit Card reserved for those who deserve a world of privileges, as well as a range of unprecedented offers carefully selected to suit your lifestyle.
Main Features
Cash Rewards
2%
Flexible Payment Plan
0% Interest up to 24 months
High cash advance limit
Enrollment in on going selected offers
12 lounge visits per year for cardholder to over 1000 worldwide VIP airport lounges
24hr concierge
Enrollment in on going selected offers
More Info
- Currency:JOD
- Primary annual fees:
- First Year: Free
- Renewal: JOD 200
- Supplementary cards: Maximum of 5
- Supplementary annual fees: Free
- 2% Cashback: Yes, with a maximum cashback of 2% of the Credit Card limit or JOD 100, per month whichever is less. N/A for Installed sales transaction (FPP).
- Monthly payment: 4% (Minimum JOD 20) or 100%
- Cash withdrawal fee: 4% (Minimum of JOD 10)
- A grace period up to 45 days
- Age requirements: 21-65 (supplementary 16)
- Tap to pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
- Visa Secure: Secured online payments, one-time password
- Credit Shield (insurance): %0.1 min of JOD 1
- Late Charges (late payment fee): JOD 15
- Dispute Fees (False Claims): JOD 5
- Dynamic currency conversion (DCC): 2% with a minimum of JOD 2. (N/A on e-commerce transactions)
- Card replacement fees: JOD 25
- PIN replacement fees: JOD 10
- Over-limit fee: JOD 15
- Credit Card Balance Transfer:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance /13 months 8% subject to a minimum of 80 JOD. - Balance transfer cancellation fee: If the customer decides to cancel the Credit card an amount of JOD 25 will be deducted.
- Paper statement: JOD 1 / card
- Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn more
- 24hr concierge: Yes
- Additional benefits: Travel benefits and insurance coverage
- Medical & travel assistance service
- Airport lounge access 1000+ worldwide, 12 entitlements per year for the card holder (Subject to 1$ usage)
- Global emergency assistance
- Cancellation & Curtailment Insurance USD 5,000
- Travel delay USD 1,000
- Baggage delay USD 500
- Hijack USD 500
- Emergency medical expenses USD 500,000 / Dental expenses USD 10,000
- Repatriation USD 500,000
- Hospital benefit USD 1,500
- Personal property USD 1,000
- Travel accident
- International (USD 500,000)
- Domestic (USD 50,000)
- Children (USD 5,000)
- Personal liability
- Overseas legal expenses
- Purchase protection program (for items exceeding USD 100 purchased through your card in less than one year)
- Extended warranty
- Simply manage your credit card account through the Internet banking or mobile app services.
https://ae.visamiddleeast.com/en_AE/pay-with-visa/find-a-card/credit-cards.html
Access code: Aspire2016
Visa Infinite
Your exclusive lifestyle and need for pampering has led us to extend the key to a lifestyle of luxury.
Main Features
Cash Rewards
2%
Flexible Payment Plan
0% Interest up to 24 months
High cash advance limit
Enrollment in on going selected offers
Unlimited access to 1000 worldwide VIP airport lounges either by cardholder or cardholder and guest with maximum one complimentary guest per visit
More Info
- Currency: JOD
- Primary annual fees: (Free for life for Prime clients)
- Supplementary cards: Maximum of 5
- Supplementary annual fees: Free
- 2% Cashback: Yes, with a maximum cashback of 2% of the Credit Card limit or JOD 100, per month whichever is less. N/A for Installed sales transaction (FPP).
- Monthly payment: 4% (Minimum JOD 20) or 100%
- Cash withdrawal fee: 4% (Minimum of JOD 10)
- A grace period up to 45 days
- Age requirements: 21-65 (supplementary 16)
- Tap to pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
- Visa Secure: Secured online payments, one-time password
- Credit Shield (insurance): %0.1 min of JOD 1
- Late Charges (late payment fee): JOD 15
- Dispute Fees (False Claims): JOD 5
- Dynamic currency conversion (DCC): 2% with a minimum of JOD 2. (N/A on e-commerce transactions)
- Card replacement fees: JOD 25
- PIN replacement fees: JOD 10
- Over-limit fee: JOD 15
- Credit Card Balance Transfer:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance /13 months 8% subject to a minimum of 80 JOD. - Balance transfer cancellation fee: If the customer decides to cancel the Credit card an amount of JOD 25 will be deducted.
- Paper statement: JOD 1 / card
- Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn more
- 24hr concierge: Yes
- Additional benefits: Travel benefits and insurance coverage
- Medical & travel assistance service
- Global emergency assistance
- Airport lounge access Unlimited access to 1000 worldwide VIP airport lounges either by cardholder or cardholder and guest with maximum one complimentary guest per visit (Subject to 1$ usage)
- Global emergency assistance
- Cancellation & Curtailment Insurance USD 7,500
- Travel delay USD 1,000
- Baggage delay USD 500
- Hijack USD 2,500
- Medical expenses USD 2,500,000
- Repatriation USD 2,00,000
- Hospital benefit USD 3,000
- Personal property USD 2,500
- Travel accident USD 500,000
- Personal liability USD 500,000
- Overseas legal expenses USD 7,500
- Purchase protection program (for items exceeding USD 100 purchased through your card in less than one year)
- Extended warranty
- Rental Car Collision Damage Waiver up to USD 50,000
- Simply manage your credit card account through the Internet banking or mobile app services.
https://ae.visamiddleeast.com/en_AE/pay-with-visa/find-a-card/credit-cards.html
Access code: Aspire2016
Shop & Ship
You love the convenience of online shopping and staying trendy? Upgrade to a S&S Flex at $10 and get 5% off all you shipping fees PLUS 2% cash back on all purchases. Read More
Main Features
15% off Shipping fees
Cash Rewards
2%
Flexible Payment Plan
0% Interest up to 24 months
High cash advance limit
Enrollment in on going selected offers
More Info
- Currency: JOD
- Primary annual fees: Issued as a free supplementary card only
- Supplementary cards: Maximum of 5
- Supplementary annual fees: Free
- 2% Cashback: Yes, with a maximum cashback of 2% of the Credit Card limit or JOD 100, per month whichever is less. N/A for Installed sales transaction (FPP).
- Monthly payment: 4% (Minimum JOD 20) or 100%
- Cash withdrawal fee: 4% (Minimum of JOD 10)
- A grace period up to 45 days
- Age requirements: 21-65 (supplementary 16)
- Tap to pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
- Visa Secure: Secured online payments, one-time password
- Credit Shield (insurance): %0.1 min of JOD 1
- Late Charges (late payment fee): JOD 15
- Dispute Fees (False Claims): JOD 5
- Dynamic currency conversion (DCC): 2% with a minimum of JOD 2. (N/A on e-commerce transactions)
- Card replacement fees:
- JOD 10 for Gold
- JOD 25 for Platinum
- PIN replacement fees:
- JOD 3 for Gold
- JOD 10 for Platinum
- Over-limit fee: JOD 15
- Credit Card Balance Transfer:
13 months for the first time: 5% subject to a minimum of 50 JOD.
Re- purchasing/transferring Credit Card balance /6 months: 5% subject to a minimum of 50 JOD.
Re-purchasing/ transferring Credit Card balance /13 months 8% subject to a minimum of 80 JOD. - Balance transfer cancellation fee: If the customer decides to cancel the Credit card an amount of JOD 25 will be deducted.
- Paper statement: JOD 1 / card
- Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn more
- Additional benefits: Travel benefits and insurance coverage
- Airport lounge access 25 (EMEA), Up to 6 free visits per year. (Platinum)
- Purchase protection (Platinum)
- Extended warranty (Platinum)
- Free lifetime Shop & Ship membership
- First time users get 50% off shipping fees for the first two shipments
- 15% off shipping fees
- Simply manage your credit card account through the Internet banking or mobile app services.
https://ae.visamiddleeast.com/en_AE/pay-with-visa/find-a-card/credit-cards.html
Access code: Aspire2016
Foreign Currency Platinum
You can now avoid exchange fees with our Foreign Platinum Currency credit cards in USD, CAD, GBP, Euro and AED.
You can withdraw local currency from overseas ATMs in addition to making ecommerce and point of sale purchases.
Main Features
Flexible Payment Plan
0% Interest up to 24 months.
High cash advance limit
Enrollment in on going selected merchant offers
Available currencies
USD, CAD, EUR, GBP, and AED
Zero exchange rate
Access to 25 VIP airport lounges
Purchase Protection and extended warranty
More Info
- Currency: USD, EUR, CAD, AED, GBP
- Primary annual fees:
- USD 150
- EUR 140
- CAD 200
- AED 520
- GBP 125
- Supplementary cards: Maximum of 5
- Supplementary annual fees: Free
- Interest: 1 %
- Monthly payment:
- 4% (Minimum USD 30) or 100%
- 4% (Minimum EUR 30) or 100%
- 4% (Minimum CAD 40) or 100%
- 4% (Minimum AED 110) or 100%
- 4% (Minimum GBP 25) or 100%
- Cash withdrawal fee:
- 4% (Minimum of USD 15)
- 4% (Minimum of EUR 15)
- 4% (Minimum of CAD 20)
- 4% (Minimum of AED 55)
- 4% (Minimum of GBP 15)
- A grace period up to 45 days
- Age requirements: 21-65 (supplementary 16)
- Tap to Pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
- Visa Secure: Secured online payments, one-time password
- Credit Shield (insurance):
- %0.1 Minimum of (USD 2)
- %0.1 Minimum of (EUR 2)
- %0.1 Minimum of (CAD 2)
- %0.1 Minimum of (AED 8)
- %0.1 Minimum of (GBP 2)
- Late Charges (late payment fee): USD 22, EUR 20, CAD 30, AED 80, GBP 20
- Dispute Fees (False Claims): USD 10, EUR 7, CAD 20, AED 50, GBP 7
- Card replacement fees: USD 22, EUR 20, CAD 30, AED 80, GBP 20
- PIN replacement fees: USD 15, EUR 15, CAD 20, AED 55, GBP 15
- Over-limit fee: USD 22, EUR 20, CAD 30, AED 80, GBP 20
- Paper statement: USD 2, EUR 1, CAD 2, AED 5, GBP 1
- Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn More
- Additional benefits:Travel benefits and insurance coverage
- Airport lounge access 25 (EMEA), Up to 6 free visits per year.
- Purchase protection.
- Extended warranty.
- Simply manage your credit card account through the Internet banking or mobile application platforms.
https://ae.visamiddleeast.com/en_AE/pay-with-visa/find-a-card/credit-cards.html
Access code: Aspire2016
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