Accounts

You can easily open a current account with any major currency and can also withdraw at any time. The account can have several sub-accounts and in different currencies

Benefits

1. Entitled to a cheque book.
2. Free monthly iStatement.
3. Credit Interest 0%.
4. Visa debit card.
5. Electronic banking fee (0.5 JOD)
6. Account is supported by SMS and push notification alerts.
7. Min balance of JOD 200.
8. Min balance fee of JOD 1
9. Salary transfer fee of JOD 1
10. Manage your account through our iBank.jo .
11. Benefit from iCash service in case of salary transfer.
12. Account excess / Value date debit interest 21%

How to qualify

1. Valid Identification card for Jordanians.
2. Valid passport for non-Jordanians.
3. Proof for source of income.
4. Additional documents upon banks policy

*Product terms and conditions apply

Open an account online instantly. Download the iBank application from the App store or Play Store now.

A Jordanian resident bank account in JOD currency with special terms and privileges targeting the individuals who are legally competent to deal with banks and do not have any bank accounts at any of the operating banks in Jordan and they wish to make bank transactions within limits and costs that fit with their income and conditions, provided that the account balance should not exceed JOD 700.

Important Note: This account can only be opened from any of our branches.

Required Documents:

1. A Valid Civil ID / Military ID (In case of a military person).
2. In case of Power of Attorney (POA): A certified copy of a valid POA in addition to all documents referred to for both agent and Client.
3. For Clients with special needs: a diagnostic medical report showing disability type and degree /or the Identification Card issued by the Higher Council for the Rights of Persons with Disabilities.

Benefits:

1. Cash withdrawals & Deposits.
2. Cheques Deposits.
3. Inward/ Outward Transfers.
4. ATM Card.
5. E- Channels Services: SMS, iBank Application and iStatement.
6. Bank Certificates Issuance.
7. Account Statement.

The following benefits are excluded on the account:

• Credit facilities.
• Cheque books request.
• Credit cards issuance.
• Credit interests or special prizes.

General Terms and Conditions:

1. No minimum balance.
2. Client should provide the Bank with an undertaking to inform the Bank in case of opening an account other than the basic account at any other bank.
3. In case the Client receives frequent transfers for more than 6 months leading to exceeding the set limit, the Bank has the right to change the basic account into a normal account.
4. In the event that there are other bank accounts or transactions for the Client, the Bank is entitled to charge the Client for all commissions and fees from which the customer was previously exempted, provided that the Bank notifies the Client.
5. If there is a balance in the Client’s account without withdrawals or deposits on the account and the account holder cannot be reached within a period of more than 6 months, the account will be subject to terms & conditions of the dormant accounts.

The Bank is entitled to close the Basic Account in the following cases:

1. The Client provides the Bank with false or misleading information.
2. The existence of another bank account for the Client either before or after opening the basic account.
3. The Client did not comply with the terms and conditions of the account.
4. If there is no withdrawal or deposit on the account and the balance of the Client's account is zero and the account holder cannot be reached within a period of more than 6 months.

Especially developed to offer you a wide array of benefits that go beyond any other ordinary account offerings.

Benefits

1. Applying for a personal loan up to JOD 10,000 dinars.
2. Unemployment service: you are entitled to 3 months’ salary in case of termination only. You only have to pay 0.5% of your salary each month to enroll maximum of 7 JOD.
3. 2% cash back on all your debit card local and international purchase. Maximum amount of cash back per month is JOD 100
4. Benefit from iCash service in case of salary transfer.
5. No Min balance fee
6. Account is supported by SMS and push notification alerts
7. No Salary transfer fee
8. Entitled to a cheque book request.
9. Credit Interest 0%
10. Manage your account through our iBank.jo.
11. Visa debit card with no monthly fees.
12. Account excess/ Value date debit interest 21%

*Product terms and conditions apply

Salary+ campaign with INVESTBANK

Open an account online instantly. Download the iBank application from the App store or Play Store now.

A rewarding way to manage your money with a wide range of savings accounts to meet your needs, with easy access to your cash to manage your account online, attractive interest and complete security

Benefits

1. Credit Interest JOD 0.25% equivalent to USD 0.03%.
2. Amount for interest is JOD 500.
3. Interest calculation based on lowest monthly balance
4. Interest accrual every 6 months.
5. Min balance JOD 100.
6. Min balance fee JOD 1
7. Salary transfer fee JOD 1
8. Electronic banking fee (0.5 JOD)
9. Tax and national contribution on interest is applied.
10. Account is supported by SMS and push notification alerts.
11. Visa debit card
12. Manage your account through our iBank.jo and keep track of your savings.
13. Benefit from iCash service in case of salary transfer.
14. Value date debit interest 21%

How to qualify

1. Valid Identification card for Jordanians.
2. Valid passport for non-Jordanians.
3. Official identification document for minors.
4. Additional documents upon banks policy

*Product terms and conditions apply

Open an account online instantly. Download the iBank application from the App store or Play Store now.

An online account only, whenever or wherever you are, manage your bank account and earn a higher interest on your savings.

Benefits

1. Available currency is JOD only.
2. Credit Interest 0.50%
3. amount for interest JOD 100.
4. Interest calculation based on average monthly balance.
5. Monthly interest accrual pay.
6. Minimum balance JOD 100.
7. Min balance fee JOD 1
8. Accessible through iBank.jo only.
9. No counter withdrawals (10 JOD fee)
10. Account can be activated through iBank.jo
11. Account is supported by SMS and push notification alerts.
12. Tax and national contribution on interest is applied.
13. Value date debit interest 21%

*Product terms and conditions apply

Open an account online instantly. Download the iBank application from the App store or Play Store now.

Invest in your kids’ future by tipping them with each purchase you make.

You can now round up transactions from primary account debit card to nearest 5 or 10 JOD and transfer to Tip your Kids account.

Benefits:

1. Credit Interest 0.25%.
2. amount for interest JOD 100.
3. Interest calculation based on lowest monthly balance.
4. Interest accrual pay every 3 months.
5. Visa debit card for cash deposit purposes
6. Manage your account through our iBank.jo and keep track of your savings.
7. No minimum balance.
8. Account is supported by SMS and push notification alerts.
9. Schooling insurance in the case of parent’s death or complete physical impairment or partially disabled.
10. Entitled for accounts aggregation
11. Tax and national contribution on interest is applied.
12. Value date debit interest 21%

*Product terms and conditions apply

Open an account online instantly. Download the iBank application from the App store or Play Store now.

Buy to Fly!

Who doesn't love to travel?

Enjoy the easiest way to start saving, all you have to do is swipe your Visa Debit card and your savings journey will begin!

All your transactions will be rounded up from current account debit card to nearest 5 or 10 JOD and transferred to Travel Savings account. Cap your total monthly tip to a maximum of JOD 50 or unlimited.

Benefits:

1. Credit interest 0.25%.
2. Minimum amount for interest average, not less than JOD 100.
3. Interest calculation based on average monthly balance.
4. Interest accrual pay every 3 months.
5. Min balance JOD 100.
6. Min balance fee of JOD 1
7. Account is supported by SMS and push notification alerts.
8. Visa debit card.
9. Electronic banking fee (0.5 JOD)
10. Entitled for accounts aggregation
11. Manage your account through our iBank.jo and keep track of your savings.
12. Benefit from iCash service in case of salary transfer.
13. Salary transfer fee of JOD 1
14. Tax and national contribution on interest is applied.
15. Value date debit interest 21%

*Product terms and conditions apply

Open an account online instantly. Download the iBank application from the App store or Play Store now.

Get a fixed competitive interest rate on your deposit while having the flexibility of choosing a maturity date that suits you.

Deposit period options (monthly/ quarterly/ semiannual/ annual) ranging between one month and one year.

Benefits

• Competitive interest rates.
• Minimum amount for interest JOD 5,000.
• Interest calculation on daily and payout upon contract.
• Interest accrual pay options (Monthly, Quarterly, Semi Annual, Annual)
• Minimum balance JOD 5,000 or equivalent too other currencies
• No annual fees.
• Tax and national contribution on credit interest is applied.

How to qualify

1. Valid identification card for Jordanians.
2. Valid passport for non-Jordanians.
3. Minimum amount required to open the account is JOD 5000 or any other foreign currencies.

JOD and Foreign Currency Time Deposit Interest Rates (DOWNLOAD)

Open an account online instantly. Download the iBank application from the App store or Play Store now.

Flexibility to cash-out at any time with preferential interest rate!

Enjoy the flexibility to deposit and withdraw your money from your FlexiSave account while benefiting from exquisite interest rates up to 2%.

Benefits

1. Competitive credit interest rate varies based on the account available balance.
2. Minimum amount for interest calculation is JOD 100.
3. Minimum Balance JOD 200
4. Account can be opened from any Branch or iBank.jo
5. Account is available in Jordanian Dinar only.
6. Account is supported by SMS and push notification alerts.
7. Benefit from iCash service in case of salary transfer.
8. Manage your account through our iBank.jo and keep track of your savings.
9. Interest will be calculated on daily closing available balance (value dated balance), and will be deposited on quarterly basis.
10. Tax and national contribution on interest is applied.
11. Visa debit card
12. Electronic banking fee 0.5 JOD
13. Salary transfer fee 1 JOD
14. Min balance fee 1 JOD
15. Value date debit interest 21%
16. Interest rate is calculated based on funds amount as per the slabs below:

How to qualify:

1. Valid Identification card for Jordanians.
2. Valid passport for non-Jordanians.
3. Official identification document for minors.

*Product terms and conditions apply

Open an account online instantly. Download the iBank application from the App store or Play Store now.

Start your banking journey from the comfort of your home!

INVESTBANK Launches Innovative Digital Onboarding Account

We provide you with a new concept for a bank account that allows you to open an account or apply for a Credit Card online without having to visit a branch.

Through this innovative process, you can enjoy instant credit decisions and access your new accounts through the iBank, the online banking platform of INVESTBANK, with complete security.

Key Features and Benefits:

• Fast: Clients can complete the entire onboarding process from anywhere, at any time, using their device.
• Easy: The registration process is quick and easy.
• Secure: It provides clients with a secure environment to protect their data using the latest security features.

Benefits of Digital Banking with INVESTBANK:

• Saving Account in Jordanian Dinar.
• Jordanian individuals over 18.
• No need to visit a branch to open an account.
• Easily manage your bank accounts anytime, anywhere using a variety of tools on our platform.
• No salary transfers fees.
• No minimum fees.
• 2% Cashback for total purchases on debit card (Max of 100 JOD) /month.
• 2% Monthly Credit interest
• 50% cash advance on your monthly salary transfer with 0% interest exclusively through the iCash service.
• Save time and money: Eliminate the need to visit a physical bank branch.
• Send and receive payments directly and for free through CliQ service.
• Cash withdrawal from an INVESTBANK ATM 24/7, and without the need of a debit card nor having a bank account.
• 1 free local transfer per month.
• 1 free international transfer every quarter.

How to open a digital account:

1. Download the iBank online banking app and select the "Open New Account" icon.
2. Enter your personal information, such as your national ID number and phone number.
3. Approve the Terms and conditions for the account opening.
4. A one-time verification code (OTP) will be sent to the phone number you provided.
5. Scan your ID, then take a selfie and save it as a face ID.
6. Follow the required steps to complete the account opening process.
7. The bank will deliver the direct debit card to your address so that you can complete the setup of your bank account, take advantage of the services of the iBank online banking application, and start making financial transactions.

How to issue a Credit Card digitally:

1. Download the iBank online banking app and select the "Open New Account" icon.
2. Enter your personal information, such as your national ID number and phone number.
3. Approve the Terms and Conditions for the account opening and Credit Card.
4. A one-time verification code (OTP) will be sent to the phone number you provided.
5. Scan your ID, then take a selfie and save it as a face ID.
6. Follow the required steps to complete the account opening process.
7. The bank will deliver the direct debit card and the Credit Card to your address so that you can complete the setup of your bank account, take advantage of the services of the iBank online banking application, and start making financial transactions.

For a limited time only!

Get 200 JOD Cashback instantly when you spend 2000 JOD on your Card and enjoy 0% interest on all your purchases for the first 3 months!

Campaign Terms and Conditions apply.

Open an account online instantly. Download the iBank application from the App store or Play Store now.