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VISA OFFER

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The Credit Card reserved for those who deserve a world of privileges, as well as a range of unprecedented offers carefully selected to suit your lifestyle.

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Representative Example: 

Main Features

Cash Rewards

2%

Flexible Payment Plan

0% Interest up to 24 months

High cash advance limit
Enrollment in on going selected offers

12 lounge visits per year for cardholder to over 1000 worldwide VIP airport lounges

24hr concierge

Enrollment in on going selected offers

Privileges: 
  • Currency:JOD
  • Primary annual fees:
    • First Year: Free
    • Renewal: JOD 200
  • Supplementary cards: Maximum of 5
  • Supplementary annual fees: Free
  • 2% Cashback: Yes, with a maximum cashback of 2% of the Credit Card limit or JOD 100, per month whichever is less. N/A for Installed sales transaction (FPP).
  • Monthly payment: 4% (Minimum JOD 20) or 100%
  • Cash withdrawal fee: 4% (Minimum of JOD 10)
  • A grace period up to 45 days
  • Age requirements: 21-65 (supplementary 16)
  • Tap to pay (Contactless): (Maximum of JOD 100 per transaction with a daily limit of JOD 300)
  • Visa Secure: Secured online payments, one-time password
  • Credit Shield (insurance): %0.1 min of JOD 1
  • Late Charges (late payment fee): JOD 15
  • Dispute Fees (False Claims): JOD 5
  • Dynamic currency conversion (DCC): 2% with a minimum of JOD 2. (N/A on e-commerce transactions)
  • Card replacement fees: JOD 25
  • PIN replacement fees: JOD 10
  • Over-limit fee: JOD 15
  • Credit Card Balance Transfer: 13 months for the first time: 5% subject to a minimum of 50 JOD.
    Re- purchasing/transferring Credit Card balance /6 months: 5% subject to a minimum of 50 JOD.
    Re-purchasing/ transferring Credit Card balance /13 months 8% subject to a minimum of 80 JOD.
  • Balance transfer cancellation fee: If the customer decides to cancel the Credit card an amount of JOD 25 will be deducted.
  • Paper statement: JOD 1 / card
  • Flexible Payment Plan: Use your credit card for all local, international, and online purchases and pay them back at 0% interest rate up to 24 months. Learn more
  • 24hr concierge: Yes
  • Additional benefits: Travel benefits and insurance coverage
    • Medical & travel assistance service
    • Airport lounge access 1000+ worldwide, 12 entitlements per year for the card holder (Subject to 1$ usage)
    • Global emergency assistance
    • Cancellation & Curtailment Insurance USD 5,000
    • Travel delay USD 1,000
    • Baggage delay USD 500
    • Hijack USD 500
    • Emergency medical expenses USD 500,000 / Dental expenses USD 10,000
    • Repatriation USD 500,000
    • Hospital benefit USD 1,500
    • Personal property USD 1,000
    • Travel accident
      • International (USD 500,000)
      • Domestic (USD 50,000)
      • Children (USD 5,000)
    • Personal liability
    • Overseas legal expenses
    • Purchase protection program (for items exceeding USD 100 purchased through your card in less than one year)
    • Extended warranty
  • Simply manage your credit card account through the Internet banking or mobile app services.
To know more about the Purchase Protection, & Extended Warranty please visit:
https://ae.visamiddleeast.com/en_AE/pay-with-visa/find-a-card/credit-cards.html
Access code: Aspire2016
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