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Accounts

  Current Accounts Savings Accounts
  Current Salary + Saving iSaver Tip your kids Travel Saving Time Deposits
Interest 0% JOD Only 0% JOD 0.75%
USD 0.03%
JOD 1.75% JOD 0.75%   Pls enquire
Min. amount for interest N/A N/A JOD500 JOD 100 JOD 100 Average no less than JOD 400 JOD 5000
Interest calculation N/A N/A Based on lowest monthly balance Basaed on avg. monthly balance Based on lowest monthly balance Basaed on avg. monthly balance Daily Balance
Interest accrual N/A N/A Every 6 months Monthly Every 3 months Every 3 months As per Term
Visa Electron Yes (0.5 JOD/month) Yes (Free) Yes N/A Yes Yes N/A
2% Cash back (On Debit card) No Yes No N/A No No N/A
Min. balance JOD 200 None JOD 200 JOD 200 None JOD 50 JOD 5000
Annual fees None None None None None None None
iBank Yes Yes Yes Yes Yes Yes Yes
iCash Yes (w/ sal. trnsfr) Yes Yes (w/ sal. trnsfr) Yes (w/ sal. trnsfr) Yes (w/ sal. trnsfr) Yes (w/ sal. trnsfr) N/A
Cheque book Yes Yes No No No No No
Salary transfer fee JOD 1 none JOD 1 JOD 1 JOD 1 JOD 1 N/A
Additional benefits Cheque Book       Rounding up transactions from primary account debit card to nearest 5 or 10 JOD and transfering to TYK account. Schooling insurance in the case of parents death or complete physical impairment. Rounding up transactions from primary account debit card to nearest 5 or 10 JOD and transfering to TS account. Cap your total monthly tips to a maximum of JOD 50 or unlimited. 0.05% additional interest for normal slab. INVESTBANK pays the 5% income tax on credit interest for non resident Jordanians (NRJ’s only 6 and 12 months terms).
Debit interest 18% 18% N/A        
Debit Commission fees 1% on highest overdraft amount during the month 1% on highest overdraft amount during the month N/A        

Your first step to a wide range of products and services to meet and satisfy your needs.

مجموعة حسابات INVESTBANK الخطوة الأولى إلى طيف واسع من المنتجات والخدمات المصممة لتناسب جميع احتياجاتك.

Current Account

You can easily open a current account with any major currency and can also withdraw at any time. The account can have several sub-accounts and in different currencies

Benefits

  • Entitled to a cheque book.
  • Free monthly iStatement.
  • Interest 0%.
  • Visa Electron Card ( 0.5 JOD fees/month).
  • Min. balance of JOD 200.
  • Manage your account through our iBank.jo.
  • Access to iCash: you have the option to withdraw up to 50% of your account net salary in advance after your first salary transfer to INVESTBANK
  • Debit interest 18%
  • Debit commission fees 1% on highest overdraft amount during the month.

How to qualify

  1. Valid Identification card for Jordanians.
  2. Valid passport for non-Jordanians.
  3. Proof for source of income.
Salary+ Account

Especially developed to offer you a wide array of benefits that go beyond any other ordinary account offerings.

Benefits

  • 2% cash back on all your debit card local and international purchases.
  • Manage your account through our iBank.jo.
  • Access to iCash: you have the option to withdraw up to 50% of your account net salary in advance after your first salary transfer to INVESTBANK.
  • Unemployment service: you are entitled to 3 months’ salary in case of termination. You only have to pay 0.5% of your salary each month to enroll maximum of 7.5 JOD.
  • Eligible to a cheque book request.
  • No salary transfer fee.
  • A pre-approved credit card or pre-approved personal loan with the maximum amount of JOD 5,000 over sixty months.
  • Visa debit card with no monthly fees.
  • Debit interest 18%
  • Debit commission fees 1% on highest overdraft amount during the month.

Salary+ campaign with INVESTBANK

Savings Accounts

A rewarding way to manage your money with a wide range of savings accounts to meet your needs, with easy access to your cash to manage your account online, attractive interest and complete security

Benefits

  • Interest JOD 0.75% equivalent to USD 0.03%.
  • Min. amount for interest is JOD 500.
  • Interest calculation based on lowest monthly balance.
  • Interest accrual every 6 months.
  • Min. balance JOD 200.
  • - Manage your account through our iBank.jo and keep track of your savings.
  • Access to iCash, with a salary transfer: you have the option to withdraw up to 50% of your account net salary in advance after your first salary transfer to INVESTBANK

How to qualify

  1. Valid Identification card for Jordanians.
  2. Valid passport for non-Jordanians.
  3. Official identification document for minors.
iSaver

An online account only, whenever or wherever you are, manage your bank account and earn a higher interest on your savings.

Benefits

  • Available currency is JOD only.
  • 1.75% Interest JOD .
  • Min. amount for interest JOD 100.
  • Interest calculation based on average monthly balance.
  • Monthly interest accrual.
  • Min. balance, JOD 200.
  • Manage your account through our iBank.jo and keep track of your savings.
  • Account can be activated through iBank.
  • Access to iCash, with a salary transfer: you have the option to withdraw up to 50% of your account net salary in advance after your first salary transfer to INVESTBANK.
Tip your Kids

Invest in your kids’ future by tipping them with each purchase you make. You can now round up transactions from primary account debit card to nearest 5 or 10 JOD and transfer to Tip your Kids account.

Benefits:

  • JOD 0.75% interest .
  • Min. amount for interest, JOD 100.
  • Interest calculation based on lowest monthly balance.
  • Interest accrual every 3 months.
  • Visa debit card for cash deposit purposes.
  • No minimum balance.
  • Manage your account through our iBank.jo and keep track of your savings.
  • Access to iCash, with a salary transfer: you have the option to withdraw up to 50% of your account net salary in advance after your first salary transfer to INVESTBANK.
  • Schooling insurance in the case of parent’s death or complete physical impairment or partially disabled.
Travel Savings Account

Buy to Fly!

Who doesn't love to travel?

Enjoy the easiest way to start saving, all you have to do is swipe your Visa Debit card and your savings journey will begin!

All your transactions will be rounded up from current account debit card to nearest 5 or 10JOD and transferred to Travel Savings account. Cap your total monthly tip to a maximum of JOD 50 or unlimited.

Benefits:

  • JOD 0.75% and USD 0.00% Interest.
  • Minimum amount for interest average, not less than JOD 400.
  • Interest calculation based on average monthly balance.
  • Interest accrual every 3 months.
  • Manage your account through our iBank.jo and keep track of your savings.
  • Access to iCash, with a salary transfer: you have the option to withdraw up to 50% of your account net salary in advance after your first salary transfer to INVESTBANK.
Time deposits

Get a fixed competitive interest rate on your deposit while having the flexibility of choosing a maturity date that suits you.

Deposit period options ranging between one month and one year.

Benefits

  • Competitive interest rates.
  • Minimum amount for interest JOD 5,000.
  • Interest calculation daily balance.
  • Interest accrual per term.
  • Minimum balance JOD 5,000
  • No annual fees.
  • Account can be activated through iBank.

How to qualify

  1. Valid identification card for Jordanians.
  2. Valid passport for non-Jordanians.
  3. Official identification document for minors.
  4. Minimum amount required to open the account is JOD 5000 or any other foreign currencies.
Non Resident Jordanian deposits

Are you a Jordanian citizen residing abroad for an indefinite period on employment or business? We offer you a special term deposit to enjoy income tax exemption for the entire deposit along with a wide range of products and services with easy access to your account wherever you are.

Benefits

  • Fixed deposits will be exempted from income tax (bank will reimburse the tax).
  • Earn more interest & preferential rate on your Fixed Deposit.
  • 0.5% additional interest for normal slab.
  • Fixed deposits available on 6 & 12 months only.
  • Available in local and international currencies.
  • Issuance of more than one Visa debit card for each account with worldwide acceptance.
  • Accessibility – 24 hour access to your funds through our online banking iBank.jo & our Call Center +96265001515.

Deposit Calculator

FlexiSave Account

Flexibility to cash-out at any time with preferential interest rate up to 3.25%

Enjoy the flexibility to deposit and withdraw your money from your FlexiSave account while benefiting from exquisite interest rates up to 3.25%.

Benefits

  • Competitive credit interest rate varies based on the account available balance.
  • Freely withdraw from the account with zero debit interest.
  • Minimum amount for interest is JOD 100.
  • Account can be opened from any Branch or iBank.jo
  • Account is available in Jordanian Dinar only.
  • Account is supported by SMS and push notification alerts.
  • Account can be linked as settlement account for both credit cards and loans.
  • Benefit from iCash service.
  • Visa debit card at zero issuance fee.
  • Manage your account through our iBank.jo and keep track of your savings.
  • Interest will be calculated on daily available balance (value dated balance), and will be deposited on quarterly basis.
  • Interest to be entitled for income tax deduction.
  • Interest rate is calculated based on funds amount as per the slabs below:
Amount in JOD Interest Rate
100 – 49,999 2.00%
50,000 – 99,999 2.25%
100,000 – 249,999 3.00%
250,000 – 299,999 3.25%
300,000 – 349,999 2.75%
350,000 – 399,999 2.50%
400,000 ≤ 1.00%

How to qualify:

  1. Valid Identification card for Jordanians.
  2. Valid passport for non-Jordanians.
  3. Official identification document for minors.